{"id":8852,"date":"2022-05-19T09:58:25","date_gmt":"2022-05-19T01:58:25","guid":{"rendered":"https:\/\/giver6.com\/?p=8852"},"modified":"2024-09-30T15:21:33","modified_gmt":"2024-09-30T07:21:33","slug":"pre-sale-home-loan","status":"publish","type":"post","link":"https:\/\/giver6.com\/pre-sale-home-loan\/","title":{"rendered":"\u8cb7\u9810\u552e\u5c4b\u6ce8\u610f\u4e8b\u9805\u6709\u54ea\u4e9b\uff1f4\u5927\u968e\u6bb5\u91cd\u9ede\u7e3d\u6574\u7406\uff01"},"content":{"rendered":"\n<p>\u66f4\u65b0\u65e5\u671f\uff1a<mark style=\"background-color:rgba(0, 0, 0, 0);color:#51a5b7\" class=\"has-inline-color\">2024-09-03<\/mark><\/p>\n\n\n\n<p>\u5e38\u6709\u6c11\u773e\u597d\u5947\uff1a\u300c\u8cb7\u9810\u552e\u5c4b\u8981\u6e96\u5099\u591a\u5c11\u9322\uff1f\u8cb7\u9810\u552e\u5c4b\u8981\u554f\u4ec0\u9ebc\uff1f\u300d\u9664\u4e86\u9019\u985e\u554f\u984c\uff0c\u8cb7\u9810\u552e\u5c4b\u6ce8\u610f\u4e8b\u9805\u9084\u6709\u54ea\u4e9b\uff1f\u4ee5\u4e0b<strong>\u65fa\u4f86\u8ca1\u7d93<\/strong>\u5206\u70ba4\u500b\u968e\u6bb5\uff0c\u5206\u5225\u544a\u8a34\u4f60\u770b\u5c4b\u524d\u3001\u770b\u5c4b\u6642\u3001\u7c3d\u7d04\u6642\u548c\u4ea4\u5c4b\u6642\u7684\u76f8\u95dc\u5927\u5c0f\u4e8b\uff0c\u8b93\u4f60\u907f\u958b\u8cb7\u9810\u552e\u5c4b\u9677\u9631\uff01<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u5167\u5bb9\u76ee\u9304<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5e7282;color:#5e7282\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5e7282;color:#5e7282\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 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id=\"%E8%B2%B7%E9%A0%90%E5%94%AE%E5%B1%8B%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85%E4%B8%80%EF%BC%9A%E7%9C%8B%E5%B1%8B%E5%89%8D\"><\/span>\u8cb7\u9810\u552e\u5c4b\u6ce8\u610f\u4e8b\u9805\u4e00\uff1a\u770b\u5c4b\u524d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u9810\u552e\u5c4b\u5927\u591a\u90fd\u6703\u6709\u63a5\u5f85\u4e2d\u5fc3\u4f9b\u8cb7\u5bb6\u53c3\u89c0\uff0c\u53c3\u89c0\u6642\u4e5f\u53ef\u900f\u904e\u4ee3\u92b7\u4eba\u54e1\u4e86\u89e3\u5efa\u6848\u7684\u72c0\u6cc1\uff0c\u770b\u5c4b\u524d\uff0c\u8981\u5148\u505a\u597d\u4e0b\u52173\u5927\u529f\u8ab2\u3002<\/p>\n\n\n\n<h3 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class=\"wp-block-heading\">\u623f\u5c4b\u576a\u6578\u8207\u516c\u8a2d\u6bd4<\/h3>\n\n\n\n<p>\u623f\u5c4b\u576a\u6578\u9700\u6ce8\u610f\u7e3d\u576a\u6578\u548c\u5ba4\u5167\u576a\u6578\uff0c\u7e3d\u576a\u6578\u8207\u623f\u5c4b\u7e3d\u50f9\u6709\u95dc\uff0c\u5ba4\u5167\u576a\u6578\u70ba\u4f60\u672a\u4f86\u7684\u5c45\u4f4f\u7a7a\u9593\uff0c\u516c\u8a2d\u6bd4\u4f8b\u4e5f\u76f8\u7576\u91cd\u8981\u3002\u6bcf\u7a2e\u623f\u578b\u7684\u516c\u8a2d\u6bd4\u6709\u666e\u904d\u7684\u5408\u7406\u7bc4\u570d\uff0c\u5305\u542b\u7684\u516c\u8a2d\u6703\u4f9d\u5efa\u6848\u800c\u6709\u6240\u4e0d\u540c\uff0c\u8cfc\u5c4b\u524d\u53ef\u5148\u78ba\u8a8d\u516c\u8a2d\u662f\u5426\u7b26\u5408\u81ea\u5df1\u9700\u6c42\uff0c\u4ee5\u53ca\u80fd\u5426\u63a5\u53d7\u516c\u8a2d\u7684\u76f8\u95dc\u7dad\u8b77\u8cbb\u7528\u7b49\u3002<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"read\">\u5ef6\u4f38\u95b1\u8b80\uff1a<br \/><a href=\"https:\/\/giver6.com\/floor-space-real-space\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5efa\u576a\u8207\u5730\u576a\u600e\u9ebc\u770b\uff1f\u4e00\u7bc7\u70ba\u4f60\u8aaa\u660e\uff01<\/a><br \/><a href=\"https:\/\/giver6.com\/public-ratio\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u516c\u8a2d\u6bd4\u600e\u9ebc\u7b97\uff1f5\u5927\u91cd\u9ede\u638c\u63e1\u5408\u7406\u6bd4\u4f8b\u548c\u6ce8\u610f\u4e8b\u9805\uff01<\/a><\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u8cb7\u9810\u552e\u5c4b\u6ce8\u610f\u4e8b\u9805\u4e09\uff1a\u7c3d\u7d04\u6642<\/h3>\n\n\n\n<p>\u63d0\u9192\u4f60\uff0c\u8cb7\u9810\u552e\u5c4b\u5f8c\u6094\u53ea\u80fd\u5728\u7c3d\u7d04\u4e4b\u524d\uff0c\u7c3d\u7d04\u5b8c\u5c31\u4e0d\u80fd\u56de\u982d\u4e86\u3002\u56e0\u6b64\u4ee5\u4e0b\u5e38\u898b\u7684\u9810\u552e\u5c4b\u7c3d\u7d04\u6ce8\u610f\u4e8b\u9805\u8207\u9677\u9631\u4e00\u5b9a\u8981\u77e5\u9053\uff0c\u907f\u514d\u6700\u5f8c\u6c92\u6709\u4ea4\u5c4b\u9084\u640d\u5931\u4e00\u7b46\u4e0d\u5c0f\u7684\u91d1\u984d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5efa\u6750\u8868<\/h3>\n\n\n\n<p>\u5408\u7d04\u4e2d\u7684\u5efa\u6750\u8868\u61c9\u8a72\u8981\u5c07\u5404\u9805\u5efa\u6750\u7684\u54c1\u724c\u578b\u865f\u6a19\u793a\u6e05\u695a\uff0c\u82e5\u770b\u5230\u540c\u7b49\u7d1a\u3001\u9ad8\u7d1a\u3001\u9032\u53e3\u9019\u985e\u5beb\u6cd5\uff0c\u8981\u8a62\u554f\u6e05\u695a\u5b9a\u7fa9\uff0c\u4ee5\u514d\u5f8c\u7e8c\u884d\u751f\u5176\u4ed6\u554f\u984c\uff0c\u4e26\u8a18\u5f97\u62cd\u4e0b\u6a23\u54c1\u5c4b\u7167\u7247\uff0c\u78ba\u4fdd\u548c\u4e4b\u5f8c\u7684\u6210\u54c1\u4e00\u6a23\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u78cb\u5546\u689d\u6b3e<\/h3>\n\n\n\n<p><a href=\"https:\/\/pip.moi.gov.tw\/V3\/g\/SCRG0302.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">\u5167\u653f\u90e8<\/a>\u91dd\u5c0d\u8cb7\u8ce3\u623f\u5c4b\u6709\u5b9a\u578b\u5316\u5951\u7d04\u7bc4\u672c\uff0c<span class=\"point\">\u78cb\u5546\u689d\u6b3e\u70ba\u8cb7\u8ce3\u96d9\u65b9\u5c0d\u7bc4\u672c\u5167\u5bb9\u7684\u4fee\u6539\u6216\u589e\u52a0\u9644\u8a3b\uff0c\u4e5f\u5f88\u5e38\u6210\u70ba\u4ea4\u6613\u722d\u8b70\u4e4b\u8655<\/span>\u3002\u5e38\u898b\u7684\u722d\u8b70\u6709\u5f37\u5236\u89e3\u7d04\u3001\u4fdd\u7559\u6b3e\u6bd4\u4f8b\u3001\u74e6\u65af\u5916\u7ba1\u8cbb\u53ca\u5916\u5e36\u4fdd\u8b49\u91d1\u7b494\u9805\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5f37\u5236\u89e3\u7d04<\/strong>\uff1a\u82e5\u8cb7\u5bb6\u900f\u904e\u5efa\u5546\u914d\u5408\u7684\u9280\u884c\u7533\u8acb\u9810\u552e\u5c4b\u8cb8\u6b3e\u56e0\u4fe1\u7528\u7455\u75b5\u7b49\u554f\u984c\uff0c\u5c0e\u81f4\u8cb8\u6b3e\u6210\u6578\u672a\u90548\u6210\uff0c\u6216\u5f8c\u7e8c\u8cc7\u91d1\u5468\u8f49\u4e0d\u9748\u6b20\u6b3e\u90543\u671f\u4ee5\u4e0a\uff0c\u5c31\u53ef\u80fd\u9762\u81e8\u88ab\u5f37\u5236\u89e3\u7d04\uff0c<span class=\"point\">\u9700\u652f\u4ed8\u6700\u9ad815%\u7684\u9055\u7d04\u91d1<\/span>\uff0c\u56e0\u6b64\u7c3d\u7d04\u6642\u4e00\u5b9a\u8981\u591a\u52a0\u78ba\u8a8d\u3002<\/li>\n\n\n\n<li><strong>\u4fdd\u7559\u6b3e\u6bd4\u4f8b<\/strong>\uff1a\u5b9a\u578b\u5316\u5951\u7d04\u898f\u5b9a\uff0c<span class=\"point\">\u8cb7\u5bb6\u82e5\u5728\u9996\u6b21\u9ede\u4ea4\u6642\u767c\u73fe\u623f\u5c4b\u6709\u554f\u984c\uff0c\u53ef\u4e3b\u5f35\u4fdd\u7559\u623f\u5730\u7e3d\u50f95%\u4f5c\u70ba\u4ea4\u5c4b\u4fdd\u7559\u6b3e<\/span>\uff0c\u82e5\u9047\u5230\u5efa\u5546\u64c5\u81ea\u6539\u62103%\u6216\u76f4\u63a5\u4ee5\u4e00\u500b\u91d1\u984d\u4ee3\u66ff\uff0c\u5efa\u8b70\u6700\u597d\u4e0d\u8981\u7c3d\u7d04\u3002<\/li>\n\n\n\n<li><strong>\u74e6\u65af\u5916\u7ba1\u8cbb<\/strong>\uff1a\u74e6\u65af\u5916\u7ba1\u8cbb\u9700\u7531\u8cb7\u8ce3\u96d9\u65b9\u8a0e\u8ad6\u6c7a\u5b9a\u5404\u81ea\u8ca0\u64d4\u6bd4\u4f8b\uff0c\u82e5\u672a\u8b70\u5b9a\uff0c\u5c07\u7531\u5efa\u5546\u5168\u984d\u8ca0\u64d4\u74e6\u65af\u5916\u7ba1\u8cbb\u3002<\/li>\n\n\n\n<li><strong>\u5916\u8cb8\u4fdd\u8b49\u91d1<\/strong>\uff1a\u82e5\u6c92\u6709\u8207\u5efa\u5546\u914d\u5408\u7684\u9280\u884c\u7c3d\u7d04\uff0c\u5efa\u5546\u6703\u8981\u6c42\u7c3d\u8a02\u6b64\u689d\u6587\uff0c\u78ba\u4fdd\u4f60\u80fd\u6b63\u5e38\u7e73\u6b3e\uff0c\u4f46\u5343\u842c\u8981\u6ce8\u610f\u689d\u6587\u4e2d\u662f\u5426\u52a0\u4e0a7\u5929\u5167\u672a\u64a5\u6b3e\u8996\u540c\u9055\u7d04\u7b49\u984d\u5916\u5167\u5bb9\uff0c\u4e00\u65e6\u932f\u904e\u7e73\u6b3e\u671f\u9650\uff0c\u5c07\u53ef\u80fd\u9762\u81e8\u652f\u4ed8\u9ad8\u984d\u9055\u7d04\u91d1\u7684\u554f\u984c\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u5c65\u7d04\u4fdd\u8b49\u7a2e\u985e<\/h3>\n\n\n\n<p>\u4ee5\u4e0b\u662f3\u7a2e\u5c0d\u6d88\u8cbb\u8005\u4fdd\u969c\u8f03\u9ad8\u7684\u5c65\u7d04\u4fdd\u8b49\uff0c\u7c3d\u7d04\u6642\u52d9\u5fc5\u78ba\u8a8d\u7a2e\u985e\u548c\u76f8\u95dc\u5167\u5bb9\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u50f9\u91d1\u8fd4\u9084<\/strong>\uff1a\u6240\u6709\u6b3e\u9805\u5b58\u5728\u4fe1\u8a17\u5c08\u6236\u5167\uff0c\u4ea4\u5c4b\u524d\u5efa\u5546\u7121\u6cd5\u52d5\u7528\uff0c\u82e5<span class=\"point\">\u5efa\u5546\u5012\u9589\uff0c\u9700\u7121\u689d\u4ef6\u5168\u984d\u9000\u9084\u6d88\u8cbb\u8005\u652f\u4ed8\u7684\u50f9\u91d1<\/span>\u3002\u5c0d\u6d88\u8cbb\u8005\u7684\u4fdd\u969c\u6700\u9ad8\uff0c\u4f46\u5c0d\u5efa\u5546\u7684\u8cc7\u91d1\u6d41\u52d5\u6700\u4e0d\u5229\uff0c\u6240\u4ee5\u5f88\u5c11\u5efa\u5546\u6703\u63a1\u7528\u3002<\/li>\n\n\n\n<li><strong>\u540c\u696d\u6216\u516c\u6703\u64d4\u4fdd<\/strong>\uff1a\u7531\u540c\u7d1a\u7684\u5efa\u5546\u6216\u516c\u6703\u63d0\u4f9b\u64d4\u4fdd\uff0c\u82e5\u8a72\u5efa\u5546\u7121\u6cd5\u7e7c\u7e8c\u8208\u5efa\uff0c\u5c07\u7531\u64d4\u4fdd\u8005\u8ca0\u8cac\u84cb\u5b8c\u623f\u5c4b\u3002<\/li>\n\n\n\n<li><strong>\u50f9\u91d1\u4fe1\u8a17\u6216\u4e0d\u52d5\u7522\u958b\u767c\u4fe1\u8a17<\/strong>\uff1a<span class=\"point\">\u6700\u5e38\u898b\u7684\u5c65\u7d04\u4fdd\u8b49\u7a2e\u985e<\/span>\uff0c\u7531\u7b2c\u4e09\u65b9\u9280\u884c\u6216\u662f\u4fe1\u8a17\u696d\u8005\u7ba1\u7406\uff0c\u5efa\u5546\u9700\u4f9d\u7167\u5de5\u7a0b\u9032\u5ea6\u8acb\u6b3e\uff0c\u4e0d\u80fd\u4efb\u610f\u52d5\u7528\u6d88\u8cbb\u8005\u652f\u4ed8\u6b3e\u9805\u4f5c\u4ed6\u7528\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B2%B7%E9%A0%90%E5%94%AE%E5%B1%8B%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85%E5%9B%9B%EF%BC%9A%E4%BA%A4%E5%B1%8B%E6%99%82\"><\/span>\u8cb7\u9810\u552e\u5c4b\u6ce8\u610f\u4e8b\u9805\u56db\uff1a\u4ea4\u5c4b\u6642<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u96d6\u7136\u4ea4\u5c4b\u5df2\u7d93\u662f\u6700\u5f8c\u4e00\u6b65\uff0c\u4f46\u4e5f\u4e0d\u80fd\u9b06\u61c8\uff0c\u9084\u67092\u9ede\u9700\u6ce8\u610f\u7684\u4e8b\u9805\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4ea4\u5c4b\u671f\u9650<\/h3>\n\n\n\n<p>\u5167\u653f\u90e8\u516c\u544a\u7684<a href=\"https:\/\/glrs.moi.gov.tw\/LawContent.aspx?id=FL003296\" target=\"_blank\" rel=\"noreferrer noopener\">\u9810\u552e\u5c4b\u8cb7\u8ce3\u5b9a\u578b\u5316\u5951\u7d04<\/a>\u4e2d\u6709\u898f\u5b9a\uff0c\u9810\u552e\u5c4b\u5efa\u5546\u61c9\u65bc\u9818\u5f97\u4f7f\u7528\u57f7\u71676\u500b\u6708\u5167\uff0c\u901a\u77e5\u8cb7\u65b9\u9032\u884c\u4ea4\u5c4b\uff0c\u82e5\u5efa\u5546\u903e\u671f\u4ea4\u5c4b\uff0c\u6bcf\u8d85\u904e1\u65e5\uff0c\u9700\u6309\u8cb7\u5bb6\u5df2\u7e73\u6b3e\u91d1\u984d\u7684\u842c\u5206\u4e4b\u4e94\u55ae\u5229\u8a08\u7b97\u5ef6\u9072\u5229\u606f\u7d66\u8cb7\u5bb6\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u73fe\u5834\u9ede\u4ea4\u548c\u7c3d\u6536\u6587\u4ef6<\/h3>\n\n\n\n<p>\u8cb7\u8ce3\u96d9\u65b9\u73fe\u5834\u9ede\u4ea4\u6642\uff0c\u9700\u78ba\u8a8d\u623f\u5c4b\u6709\u7121\u7455\u75b5\uff0c\u78ba\u8a8d\u5f8c\u8cb7\u5bb6\u7e73\u4ea4\u9810\u552e\u5c4b\u5c3e\u6b3e\u548c\u7d50\u7b97\u8cbb\u7528\uff0c\u4e26\u7c3d\u7f72\u9ede\u4ea4\u6587\u4ef6\uff0c\u9818\u56de\u623f\u5c4b\u6b0a\u72c0\u548c\u76f8\u95dc\u7e73\u8cbb\u6536\u64da\u3002\u82e5\u4ea4\u5c4b\u5f8c\u624d\u767c\u73fe\u7455\u75b5\uff0c\u4e5f\u9700\u63d0\u4f9b\u76f8\u95dc\u6587\u4ef6\u8b49\u660e\u662f\u4ea4\u5c4b\u524d\u5efa\u5546\u904e\u5931\u6216\u6545\u610f\u9020\u6210\uff0c\u624d\u6709\u6a5f\u6703\u7372\u5f97\u8ce0\u511f\uff0c\u56e0\u6b64\u52d9\u5fc5\u8981\u597d\u597d\u4fdd\u7ba1\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%B5%90%E8%AA%9E\"><\/span>\u7d50\u8a9e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4ee5\u4e0a\u5c31\u662f\u8cb7\u9810\u552e\u5c4b\u6ce8\u610f\u4e8b\u9805\u7684\u4ecb\u7d39\uff0c\u5e0c\u671b\u900f\u904e\u6b64\u7bc7\u6587\u7ae0\uff0c\u80fd\u8b93\u4f60\u8cb7\u5230\u7406\u60f3\u4e2d\u7684\u623f\u5b50\uff0c\u82e5\u6709\u9810\u552e\u5c4b\u8cb8\u6b3e\u9700\u6c42\u6216\u9280\u884c\u9810\u552e\u5c4b\u8cb8\u6b3e\u6210\u6578\u4e0d\u8db3\u7b49\u554f\u984c\uff0c\u4e5f\u6b61\u8fce\u8aee\u8a62<strong>\u65fa\u4f86\u8ca1\u7d93<\/strong>\uff0c\u6211\u5011\u6709\u5c08\u696d\u7684\u5408\u6cd5\u5718\u968a\uff0c\u5354\u52a9\u4f60\u5feb\u901f\u53d6\u5f97\u8cfc\u5c4b\u8cc7\u91d1\uff01<\/p>\n\n\n\n<p class=\"read\">\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/giver6.com\/home-loan-process\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u623f\u5c4b\u8cb8\u6b3e\u6d41\u7a0b\u600e\u9ebc\u8fa6\u7406\uff1f\u7533\u8fa67\u6b65\u9a5f\u5b8c\u6574\u8aaa\u660e\uff01<\/a><\/p>\n\n\n\n<div class=\"wp-block-group\"><div 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