{"id":8281,"date":"2022-03-28T11:36:00","date_gmt":"2022-03-28T03:36:00","guid":{"rendered":"https:\/\/giver6.com\/?p=8281"},"modified":"2024-10-25T17:49:16","modified_gmt":"2024-10-25T09:49:16","slug":"debt-ratio","status":"publish","type":"post","link":"https:\/\/giver6.com\/debt-ratio\/","title":{"rendered":"\u8ca0\u50b5\u6bd4\u662f\u4ec0\u9ebc\uff1f3\u5927\u516c\u5f0f\u6559\u4f60\u63a7\u5236\u8ca1\u52d9\u98a8\u96aa\uff01"},"content":{"rendered":"\n<p>\u66f4\u65b0\u65e5\u671f\uff1a<span style=\"background-color:rgba(0, 0, 0, 0);color:#51a5b7\" class=\"has-inline-color\">2024-10-25<\/span><\/p>\n\n\n\n<p>\u4f60\u77e5\u9053\u8ca0\u50b5\u6bd4\u5c0d\u4e00\u5bb6\u4f01\u696d\u6216\u500b\u4eba\u6709\u4ec0\u9ebc\u6a23\u7684\u5f71\u97ff\u55ce\uff1f\u8ca0\u50b5\u6bd4\u9ad8\u4f4e\u662f\u8861\u91cf\u8ca1\u52d9\u69d3\u687f\u7684\u4e00\u9805\u6307\u6a19\uff0c\u7533\u8fa6\u8cb8\u6b3e\u6642\u4e5f\u662f\u91cd\u8981\u7684\u5be9\u6838\u9805\u76ee\uff0c\u8ca0\u50b5\u6bd4\u591a\u5c11\u7b97\u9ad8\uff1f\u5982\u4f55\u8a08\u7b97\uff1f\u66f4\u591a\u76f8\u95dc\u8cc7\u8a0a\u90fd\u8b93<strong>\u65fa\u4f86\u8ca1\u7d93<\/strong>\u544a\u8a34\u4f60\uff01<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u5167\u5bb9\u76ee\u9304<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5e7282;color:#5e7282\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5e7282;color:#5e7282\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/giver6.com\/debt-ratio\/#%E8%B2%A0%E5%82%B5%E6%AF%94%E5%AE%9A%E7%BE%A9%E7%82%BA%E4%BD%95%EF%BC%9F\" title=\"\u8ca0\u50b5\u6bd4\u5b9a\u7fa9\u70ba\u4f55\uff1f\">\u8ca0\u50b5\u6bd4\u5b9a\u7fa9\u70ba\u4f55\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/giver6.com\/debt-ratio\/#%E8%B2%A0%E5%82%B5%E6%AF%94%E8%A8%88%E7%AE%97%E6%96%B9%E5%BC%8F%EF%BC%9F\" title=\"\u8ca0\u50b5\u6bd4\u8a08\u7b97\u65b9\u5f0f\uff1f\">\u8ca0\u50b5\u6bd4\u8a08\u7b97\u65b9\u5f0f\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/giver6.com\/debt-ratio\/#%E9%8A%80%E8%A1%8C%E8%B2%A0%E5%82%B5%E6%AF%94%E5%AF%A9%E6%A0%B8%E6%A8%99%E6%BA%96\" title=\"\u9280\u884c\u8ca0\u50b5\u6bd4\u5be9\u6838\u6a19\u6e96\">\u9280\u884c\u8ca0\u50b5\u6bd4\u5be9\u6838\u6a19\u6e96<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/giver6.com\/debt-ratio\/#%E8%B2%A0%E5%82%B5%E6%AF%94%E9%81%8E%E9%AB%98%E6%9C%83%E6%9C%89%E4%BB%80%E9%BA%BC%E5%BD%B1%E9%9F%BF%EF%BC%9F\" title=\"\u8ca0\u50b5\u6bd4\u904e\u9ad8\u6703\u6709\u4ec0\u9ebc\u5f71\u97ff\uff1f\">\u8ca0\u50b5\u6bd4\u904e\u9ad8\u6703\u6709\u4ec0\u9ebc\u5f71\u97ff\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/giver6.com\/debt-ratio\/#%E5%A6%82%E4%BD%95%E9%99%8D%E4%BD%8E%E8%B2%A0%E5%82%B5%E6%AF%94%EF%BC%9F\" title=\"\u5982\u4f55\u964d\u4f4e\u8ca0\u50b5\u6bd4\uff1f\">\u5982\u4f55\u964d\u4f4e\u8ca0\u50b5\u6bd4\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/giver6.com\/debt-ratio\/#%E8%B2%A0%E5%82%B5%E6%AF%94%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" title=\"\u8ca0\u50b5\u6bd4\u5e38\u898b\u554f\u984c\">\u8ca0\u50b5\u6bd4\u5e38\u898b\u554f\u984c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/giver6.com\/debt-ratio\/#%E7%B5%90%E8%AA%9E\" title=\"\u7d50\u8a9e\">\u7d50\u8a9e<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B2%A0%E5%82%B5%E6%AF%94%E5%AE%9A%E7%BE%A9%E7%82%BA%E4%BD%95%EF%BC%9F\"><\/span>\u8ca0\u50b5\u6bd4\u5b9a\u7fa9\u70ba\u4f55\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8ca0\u50b5\u6bd4\uff0c\u6216\u7a31\u8ca0\u50b5\u6bd4\u7387\uff08\u82f1\u6587\uff1aDebt Burden Ratio, DBR\uff09\u662f\u6307<span class=\"point\">\u7e3d\u8ca0\u50b5\u4f54\u7e3d\u8cc7\u7522\u6536\u5165\u7684\u6bd4\u4f8b<\/span>\uff0c\u5c0d\u500b\u4eba\u800c\u8a00\u662f\u6bcf\u500b\u6708\u9700\u652f\u51fa\u7684\u50b5\u52d9\u91d1\u984d\u4f54\u6536\u5165\u7684\u6bd4\u7387\u3002\u53e6\u5916\uff0c\u4e5f\u662f\u4e00\u9805\u7528\u4f86\u5224\u65b7\u4f01\u696d\u8ca1\u52d9\u7d50\u69cb\u7684\u6307\u6a19\uff0c\u53ef\u7528\u4f86\u8861\u91cf\u4f01\u696d\u5728\u71df\u904b\u65b9\u9762\u6240\u627f\u53d7\u7684\u8ca1\u52d9\u98a8\u96aa\u80fd\u529b\u3002\u4ee5\u4e0b\u6bb5\u843d\u5c07\u4ee5\u500b\u4eba\u8ca0\u50b5\u6bd4\u70ba\u4e3b\u9032\u884c\u4ecb\u7d39\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B2%A0%E5%82%B5%E6%AF%94%E8%A8%88%E7%AE%97%E6%96%B9%E5%BC%8F%EF%BC%9F\"><\/span>\u8ca0\u50b5\u6bd4\u8a08\u7b97\u65b9\u5f0f\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u9280\u884c\u5be9\u6838\u7684\u8ca0\u50b5\u6bd4\u500b\u4eba\u901a\u5e38\u5305\u542b\u6708\u8ca0\u50b5\u6bd4\u3001\u7e3d\u8cc7\u7522\u8ca0\u50b5\u6bd4\u548c\u91d1\u7ba1\u6703\u9650\u5236\u7684\u7121\u64d4\u4fdd\u8ca0\u50b5\u6bd43\u7a2e\uff0c\u4f46\u8ca0\u50b5\u6bd4\u7387\u591a\u5c11\u7b97\u9ad8\u5462\uff1f\u4ee5\u4e0b\u5206\u5225\u70ba\u4f60\u8aaa\u660e\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7121\u64d4\u4fdd\u8ca0\u50b5\u6bd4<\/h3>\n\n\n\n<p class=\"annotation\"><strong>\u7121\u64d4\u4fdd\u8ca0\u50b5\u6bd4\u516c\u5f0f<\/strong>\uff1a\u7121\u64d4\u4fdd\u8ca0\u50b5\u6bd4\uff1d\u7121\u64d4\u4fdd\u50b5\u52d9\u7e3d\u548c\uff0f\u5e73\u5747\u6708\u6536\u5165<\/p>\n\n\n\n<p><span class=\"point\">\u7533\u8cb8\u4eba\u6240\u6709\u7684\u7121\u64d4\u4fdd\u50b5\u52d9\uff08\u5305\u542b\u4fe1\u8cb8\u3001\u73fe\u91d1\u5361\u548c\u4fe1\u7528\u5361\u7b49\uff09\u7e3d\u548c\u4f54\u500b\u4eba\u5e73\u5747\u6708\u6536\u5165\u7684\u6bd4\u7387<\/span>\uff0c\u5c31\u662f\u7121\u64d4\u4fdd\u8ca0\u50b5\u6bd4\u3002\u5e38\u898b\u7684DBR22\u500d\u4e5f\u662f\u4ee5\u6b64\u516c\u5f0f\u8a08\u7b97\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6708\u8ca0\u50b5\u6bd4<\/h3>\n\n\n\n<p class=\"annotation\"><strong>\u6708\u8ca0\u50b5\u6bd4\u516c\u5f0f<\/strong>\uff1a\u6708\u8ca0\u50b5\u6bd4\uff1d\u6bcf\u6708\u7e3d\u50b5\u52d9\u652f\u51fa\uff0f\u5e73\u5747\u6708\u6536\u5165\uff58100%<\/p>\n\n\n\n<p>\u6708\u8ca0\u50b5\u6bd4\u662f<span class=\"point\">\u7533\u8cb8\u4eba\u6bcf\u6708\u50b5\u52d9\u652f\u51fa\uff08\u5404\u7a2e\u8cb8\u6b3e\u6708\u7e73\u6b3e\u91d1\u984d\u3001\u6bcf\u6708\u4fe1\u7528\u5361\u5361\u8cbb\u7b49\uff09\u4f54\u5e73\u5747\u6708\u6536\u5165\u7684\u6bd4\u4f8b<\/span>\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7e3d\u8cc7\u7522\u8ca0\u50b5\u6bd4<\/h3>\n\n\n\n<p class=\"annotation\"><strong>\u7e3d\u8cc7\u7522\u8ca0\u50b5\u6bd4\u516c\u5f0f<\/strong>\uff1a\u7e3d\u8cc7\u7522\u8ca0\u50b5\u6bd4\uff1d\u7e3d\u8cc7\u7522\uff0f\u7e3d\u8ca0\u50b5<\/p>\n\n\n\n<p><span class=\"point\">\u500b\u4eba\u540d\u4e0b\u6240\u6709\u8cc7\u7522\uff08\u5982\u85aa\u8cc7\u6240\u5f97\u3001\u4e0d\u52d5\u7522\u3001\u5b58\u6b3e\u548c\u6295\u8cc7\u7372\u5229\u7b49\uff09\u5360\u7e3d\u8ca0\u50b5\uff08\u5982\u8eca\u8cb8\u3001\u623f\u8cb8\u3001\u4fe1\u8cb8\u7b49\uff09\u7684\u6bd4\u4f8b<\/span>\u5373\u70ba\u7e3d\u8cc7\u7522\u8ca0\u50b5\u6bd4\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"800\" src=\"https:\/\/giver6.com\/wp-content\/images\/2022\/03\/\u8ca0\u50b5\u6bd4\u8a08\u7b97\u65b9\u5f0f\uff0d\u65fa\u4f86\u8ca1\u7d93.png\" alt=\"\u8ca0\u50b5\u6bd4\u8a08\u7b97\u65b9\u5f0f\uff0d\u65fa\u4f86\u8ca1\u7d93\" class=\"wp-image-42814\" srcset=\"https:\/\/giver6.com\/wp-content\/images\/2022\/03\/\u8ca0\u50b5\u6bd4\u8a08\u7b97\u65b9\u5f0f\uff0d\u65fa\u4f86\u8ca1\u7d93.png 1000w, https:\/\/giver6.com\/wp-content\/images\/2022\/03\/\u8ca0\u50b5\u6bd4\u8a08\u7b97\u65b9\u5f0f\uff0d\u65fa\u4f86\u8ca1\u7d93-768x614.png 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%8A%80%E8%A1%8C%E8%B2%A0%E5%82%B5%E6%AF%94%E5%AF%A9%E6%A0%B8%E6%A8%99%E6%BA%96\"><\/span>\u9280\u884c\u8ca0\u50b5\u6bd4\u5be9\u6838\u6a19\u6e96<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">DBR\uff1c22\u500d<\/h3>\n\n\n\n<p>\u6839\u64da<a href=\"https:\/\/law.fsc.gov.tw\/LawContent.aspx?id=FE052046&amp;KeyWord=dbr22\" target=\"_blank\" rel=\"noreferrer noopener\">\u91d1\u7ba1\u6703\u898f\u5b9a<\/a>\uff0c<span class=\"point\">\u6240\u6709\u91d1\u878d\u6a5f\u69cb\u63d0\u4f9b\u7d66\u7533\u8cb8\u4eba\u7684\u7121\u64d4\u4fdd\u50b5\u52d9\u7e3d\u548c\uff0c\u4e0d\u5f97\u8d85\u904e\u7533\u8cb8\u4eba\u5e73\u5747\u6708\u6536\u5165\u768422\u500d\uff0c\u5373DBR\uff1c22\u500d<\/span>\u7684\u9650\u5236\u3002\u4e0d\u904e\uff0c\u901a\u5e38DBR\u53ea\u8981\u9054\u523016\uff5e18\u500d\uff0c\u9280\u884c\u5c31\u6709\u53ef\u80fd\u62d2\u7d55\u8cb8\u6b3e\u7533\u8acb\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6708\u8ca0\u50b5\u6bd4\uff1c60%<\/h3>\n\n\n\n<p>\u901a\u5e38<span class=\"point\">\u6708\u8ca0\u50b5\u6bd4\u5c0f\u65bc60%\u662f\u9280\u884c\u901a\u904e\u8cb8\u6b3e\u7533\u8acb\u7684\u57fa\u6e96<\/span>\uff0c\u8209\u4f8b\u4f86\u8aaa\uff0c\u6bcf\u6708\u6536\u51655\u842c\u5143\uff0c\u90a3\u9ebc\u6bcf\u6708\u50b5\u52d9\u652f\u51fa\u5c31\u9700\u7dad\u6301\u57283\u842c\u5143\u5167\uff0c\u9280\u884c\u624d\u8f03\u4e0d\u6703\u64d4\u5fc3\u4f60\u6709\u9084\u6b3e\u98a8\u96aa\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7e3d\u8cc7\u7522\u8ca0\u50b5\u6bd4\uff1e1.5\u500d<\/h3>\n\n\n\n<p>\u9664\u4e86\u8a55\u4f30\u56fa\u5b9a\u6536\u5165\u5916\uff0c\u6301\u6709\u7684\u7e3d\u8cc7\u7522\u4e5f\u53ef\u7528\u4f86\u8b49\u660e\u662f\u5426\u5177\u5099\u8db3\u5920\u7684\u9084\u6b3e\u80fd\u529b\uff0c\u4e00\u822c\u4f86\u8aaa\uff0c<span class=\"point\">\u7e3d\u8cc7\u7522\u8ca0\u50b5\u6bd4\u7dad\u6301\u57281.5\u500d\u4ee5\u4e0a\u8f03\u5bb9\u6613\u901a\u904e\u8cb8\u6b3e<\/span>\uff0c\u9280\u884c\u4e5f\u6703\u4ee5\u6b64\u63a8\u7b97\u6700\u7d42\u8cb8\u6b3e\u91d1\u984d\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B2%A0%E5%82%B5%E6%AF%94%E9%81%8E%E9%AB%98%E6%9C%83%E6%9C%89%E4%BB%80%E9%BA%BC%E5%BD%B1%E9%9F%BF%EF%BC%9F\"><\/span>\u8ca0\u50b5\u6bd4\u904e\u9ad8\u6703\u6709\u4ec0\u9ebc\u5f71\u97ff\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8ca0\u50b5\u6bd4\u904e\u9ad8\u53ef\u80fd\u6703\u9020\u6210\u4ee5\u4e0b3\u9805\u7f3a\u9ede\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u964d\u4f4e\u4fe1\u7528\u8a55\u5206<\/strong>\uff1a\u5982\u679c\u500b\u4eba\u8ca0\u50b5\u904e\u591a\u6216\u50b5\u52d9\u4e00\u76f4\u672a\u6e1b\u5c11\uff0c\u5c31\u6703\u5c0e\u81f4\u500b\u4eba<a href=\"https:\/\/giver6.com\/credit-score\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u7528\u8a55\u5206<\/a>\u6301\u7e8c\u964d\u4f4e\uff0c\u5f71\u97ff\u672a\u4f86\u8cb8\u6b3e\u6210\u529f\u6a5f\u7387\u3002<\/li>\n\n\n\n<li><strong>\u6bcf\u6708\u8ca0\u64d4\u6c89\u91cd<\/strong>\uff1a\u8ca0\u50b5\u6bd4\u9ad8\uff0c\u5c31\u8868\u793a\u540d\u4e0b\u50b5\u52d9\u5f88\u591a\uff0c\u4e0d\u53ea\u9020\u6210\u9f90\u5927\u7684\u9084\u6b3e\u58d3\u529b\uff0c\u4e5f\u6703\u9023\u5e36\u5f71\u97ff\u751f\u6d3b\u54c1\u8cea\u3002<\/li>\n\n\n\n<li><strong>\u5f71\u97ff\u8cb8\u6b3e\u904e\u4ef6<\/strong>\uff1a\u904e\u9ad8\u7684\u8ca0\u50b5\u6bd4\uff0c\u5bb9\u6613\u88ab\u9280\u884c\u5224\u5b9a\u70ba\u6709\u8ca1\u52d9\u98a8\u96aa\uff0c\u4e5f\u56e0\u6b64\u5c0e\u81f4\u7533\u8acb\u8cb8\u6b3e\u6642\u96e3\u4ee5\u904e\u4ef6\u3002\u5982\u679c\u6709\u9019\u7a2e\u60c5\u6cc1\uff0c\u5efa\u8b70\u4f60\u6539\u627e\u6c11\u9593\u4ee3\u66f8\u8cb8\u6b3e\u5354\u52a9\uff0c\u6216\u57f9\u990a\u597d\u4fe1\u7528\u5f8c\u518d\u5411\u9280\u884c\u7533\u8acb\uff0c\u904e\u4ef6\u7387\u8f03\u9ad8\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"read\">\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/giver6.com\/escrow-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4ee3\u66f8\u8cb8\u6b3e\u600e\u9ebc\u8fa6\u7406\uff1f4\u6b65\u9a5f\u5feb\u901f\u7533\u8acb\u8cc7\u91d1<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E4%BD%95%E9%99%8D%E4%BD%8E%E8%B2%A0%E5%82%B5%E6%AF%94%EF%BC%9F\"><\/span>\u5982\u4f55\u964d\u4f4e\u8ca0\u50b5\u6bd4\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u60f3\u8981\u964d\u4f4e\u8ca0\u50b5\u6bd4\u7387\uff0c\u6700\u76f4\u63a5\u7684\u8fa6\u6cd5\u5c31\u662f\u6e1b\u5c11\u8ca0\u50b5\u6216\u63d0\u9ad8\u6536\u5165\uff0c\u6216\u8a31\u5728\u77ed\u6642\u9593\u5167\u63d0\u9ad8\u6536\u5165\u6bd4\u8f03\u56f0\u96e3\uff0c\u4f46\u53ef\u900f\u904e\u4ee5\u4e0b2\u7a2e\u6e1b\u5c11\u8ca0\u50b5\u7684\u65b9\u5f0f\uff0c\u5e6b\u81ea\u5df1\u964d\u4f4e\u8ca0\u50b5\u6bd4\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8ca0\u50b5\u6574\u5408\uff1a<\/strong>\u53c8\u7a31\u70ba\u300c<a href=\"https:\/\/giver6.com\/integrate-debt-fraud-trap\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u50b5\u52d9\u6574\u5408<\/a>\u300d\uff0c\u5c31\u662f<span class=\"point\">\u5c07\u4fe1\u7528\u5361\u3001\u8eca\u8cb8\u3001\u4fe1\u8cb8\u7b49\u9ad8\u5229\u7387\u8ca0\u50b5\uff0c\u5168\u90e8\u6574\u5408\u5230\u540c\u4e00\u5bb6\u9280\u884c<\/span>\uff0c\u85c9\u7531\u55ae\u4e00\u4f4e\u5229\u7684\u8cb8\u6b3e\u65b9\u6848\uff0c\u6e1b\u5c11\u6bcf\u6708\u6708\u4ed8\u91d1\u548c\u5229\u606f\u5f8c\uff0c\u5c31\u53ef\u964d\u4f4e\u8ca0\u50b5\u6bd4\u3002<\/li>\n\n\n\n<li><strong>\u50b5\u52d9\u5354\u5546\uff1a<\/strong>\u7576\u50b5\u52d9\u4eba\u5728\u8cb8\u6b3e\u671f\u9593\u7121\u6cd5\u9084\u6b3e\uff0c\u53ef<span class=\"point\">\u5411\u50b5\u6b0a\u9280\u884c\u63d0\u51fa\u5354\u5546\u7533\u8acb\uff0c\u5171\u540c\u8a0e\u8ad6\u4e00\u500b\u65b0\u7684\u8cb8\u6b3e\u65b9\u6848\uff0c\u5c07\u591a\u7b46\u50b5\u52d9\u6574\u5408\u4e26\u964d\u4f4e\u9084\u6b3e\u5229\u7387\u3001\u5ef6\u9577\u9084\u6b3e\u671f\u9650<\/span>\uff0c\u540c\u6642\u4f7f\u8ca0\u50b5\u6bd4\u4e0b\u964d\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"annotation\">\u203b\u8cbc\u5fc3\u63d0\u9192\uff1a\u50b5\u52d9\u5354\u5546\u6703\u88ab\u5217\u5165\u4fe1\u7528\u4e0d\u826f\u7d00\u9304\uff0c\u82e5\u672a\u4f86\u60f3\u5411\u9280\u884c\u8cb8\u6b3e\uff0c\u9700\u8d85\u904e\u806f\u5fb5\u4e2d\u5fc3\u4fe1\u7528\u5831\u544a\u7684\u63ed\u9732\u671f\u9650\u624d\u6709\u6a5f\u6703\u6210\u529f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B2%A0%E5%82%B5%E6%AF%94%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span>\u8ca0\u50b5\u6bd4\u5e38\u898b\u554f\u984c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-51\"><strong class=\"schema-faq-question\">\uff31\u3001\u8ca0\u50b5\u6bd4\u4f4e\u5c31\u4e00\u5b9a\u80fd\u6210\u529f\u6838\u8cb8\u55ce\uff1f<\/strong> <p class=\"schema-faq-answer\">\u8ca0\u50b5\u6bd4\u70ba\u9280\u884c\u53c3\u8003\u7684\u9805\u76ee\u4e4b\u4e00\uff0c\u4f46<span class=\"point\">\u8ca0\u50b5\u6bd4\u4f4e\u4e26\u4e0d\u4e00\u5b9a\u80fd\u6210\u529f\u6838\u8cb8\uff0c\u9280\u884c\u9084\u6703\u5be9\u6838\u7533\u8cb8\u8005\u7684\u6536\u5165\u548c\u8ca1\u529b\u72c0\u6cc1\u7b49\u689d\u4ef6\uff0c\u8a55\u4f30\u5176\u662f\u5426\u78ba\u5be6\u6709\u8db3\u5920\u7684\u9084\u6b3e\u80fd\u529b<\/span>\uff0c\u518d\u6c7a\u5b9a\u662f\u5426\u904e\u4ef6\u53ca\u63d0\u4f9b\u7684\u8cb8\u6b3e\u984d\u5ea6\u3001\u5229\u7387\u7b49\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-49\"><strong class=\"schema-faq-question\">\uff31\u3001\u8ca0\u50b5\u6bd4\u67e5\u8a62\u65b9\u5f0f\uff1f<\/strong> <p class=\"schema-faq-answer\">\u82e5\u4f60\u5728\u9078\u64c7\u6295\u8cc7\u5c0d\u8c61\u6216\u5c0b\u627e\u5de5\u4f5c\uff0c\u60f3\u8981\u5148\u85c9\u7531\u516c\u53f8\u8ca0\u50b5\u6bd4\u5927\u81f4\u4e86\u89e3\u516c\u53f8\u8ca1\u52d9\u72c0\u6cc1\uff0c\u53ef\u81f3<a href=\"https:\/\/mops.twse.com.tw\/mops\/web\/t164sb03\" target=\"_blank\" rel=\"noreferrer noopener\">\u516c\u958b\u8cc7\u8a0a\u89c0\u6e2c\u7ad9<\/a>\u627e\u5230\u8cc7\u7522\u8ca0\u50b5\u8868\u9032\u884c\u641c\u5c0b\uff0c\u518d\u4f9d\u64da\u5404\u9805\u8cc7\u6599\u5167\u5bb9\u8a08\u7b97\uff0c\u5c31\u53ef\u5f97\u51fa\u516c\u53f8\u8ca0\u50b5\u6bd4\u7d50\u679c\u3002<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%B5%90%E8%AA%9E\"><\/span>\u7d50\u8a9e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8ca0\u50b5\u6bd4\u5c0d\u4f01\u696d\u6216\u500b\u4eba\u90fd\u662f\u4e00\u9805\u975e\u5e38\u91cd\u8981\u7684\u6307\u6a19\uff0c\u5e73\u5e38\u5c31\u8981\u505a\u597d\u8ca1\u52d9\u898f\u5283\u4e26\u907f\u514d\u8ca0\u50b5\u6bd4\u904e\u9ad8\uff0c\u624d\u4e0d\u6703\u5728\u7533\u8cb8\u6642\u88ab\u62d2\u7d55\uff01\u5982\u679c\u4f60\u76ee\u524d\u7684\u8ca0\u50b5\u72c0\u6cc1\u4e0d\u7406\u60f3\uff0c\u4e5f\u53ef\u4ee5\u53c3\u8003<strong>\u65fa\u4f86<\/strong>\u7684<a href=\"https:\/\/giver6.com\/loan-balance\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4ee3\u511f<\/a>\u65b9\u6848\u4f86\u505a\u8ca0\u50b5\u6574\u5408\u5594\uff01<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><a href=\"tel:0939-171-627\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"820\" height=\"212\" src=\"https:\/\/giver6.com\/wp-content\/images\/2022\/01\/24\u670d\u52d9\u5c08\u7dda.png\" alt=\"24\u670d\u52d9\u5c08\u7dda - \u65fa\u4f86\u8ca1\u7d93\" class=\"wp-image-7312\" srcset=\"https:\/\/giver6.com\/wp-content\/images\/2022\/01\/24\u670d\u52d9\u5c08\u7dda.png 820w, https:\/\/giver6.com\/wp-content\/images\/2022\/01\/24\u670d\u52d9\u5c08\u7dda-768x199.png 768w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/giver6.com\/#Online\"><img loading=\"lazy\" decoding=\"async\" width=\"820\" height=\"212\" src=\"https:\/\/giver6.com\/wp-content\/images\/2022\/01\/\u7dda\u4e0a\u514d\u8cbb\u8aee\u8a62-1.png\" alt=\"\u7dda\u4e0a\u514d\u8cbb\u8aee\u8a62 - \u65fa\u4f86\u8ca1\u7d93\" class=\"wp-image-7311\" srcset=\"https:\/\/giver6.com\/wp-content\/images\/2022\/01\/\u7dda\u4e0a\u514d\u8cbb\u8aee\u8a62-1.png 820w, https:\/\/giver6.com\/wp-content\/images\/2022\/01\/\u7dda\u4e0a\u514d\u8cbb\u8aee\u8a62-1-768x199.png 768w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><\/a><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"youlike has-text-color has-link-color wp-elements-0c8a2e6d7891ea324b79a90d3934244b\" style=\"color:#19535f;font-size:28px\"><strong>YOU MIGHT ALSO LIKE<\/strong><\/p>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><div class=\"wp-block-latest-posts__featured-image\"><a 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aria-label=\"APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u610f\u601d\uff1f5\u8981\u9ede\u5e36\u4f60\u4e86\u89e3\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"500\" src=\"https:\/\/giver6.com\/wp-content\/images\/2022\/10\/apr.webp\" class=\"attachment-medium size-medium wp-post-image\" alt=\"APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u610f\u601d\uff1f5\u8981\u9ede\u5e36\u4f60\u4e86\u89e3\uff0d\u65fa\u4f86\u8ca1\u7d93\" style=\"\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/giver6.com\/apr\/\">APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u610f\u601d\uff1f5\u8981\u9ede\u5e36\u4f60\u4e86\u89e3<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image\"><a href=\"https:\/\/giver6.com\/what-is-escrow\/\" aria-label=\"\u4ee3\u66f8\u662f\u4ec0\u9ebc\uff1f\u5de5\u4f5c\u5167\u5bb9\u3001\u670d\u52d9\u8cbb\u7528\u4e00\u6b21\u770b\uff01\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"500\" src=\"https:\/\/giver6.com\/wp-content\/images\/2023\/09\/what-is-escrow.webp\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\u4ee3\u66f8\u662f\u4ec0\u9ebc\uff1f\u5de5\u4f5c\u5167\u5bb9\u3001\u670d\u52d9\u8cbb\u7528\u4e00\u6b21\u770b\uff01\uff0d\u65fa\u4f86\u8ca1\u7d93\" style=\"\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/giver6.com\/what-is-escrow\/\">\u4ee3\u66f8\u662f\u4ec0\u9ebc\uff1f\u5de5\u4f5c\u5167\u5bb9\u3001\u670d\u52d9\u8cbb\u7528\u4e00\u6b21\u770b\uff01<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>\u66f4\u65b0\u65e5\u671f\uff1a2024-10-25 \u4f60\u77e5\u9053\u8ca0\u50b5\u6bd4\u5c0d\u4e00\u5bb6\u4f01\u696d\u6216\u500b\u4eba\u6709\u4ec0\u9ebc\u6a23\u7684\u5f71\u97ff\u55ce\uff1f\u8ca0\u50b5\u6bd4\u9ad8\u4f4e\u662f\u8861\u91cf\u8ca1\u52d9\u69d3 &hellip; 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