{"id":4579,"date":"2021-11-01T18:13:22","date_gmt":"2021-11-01T10:13:22","guid":{"rendered":"https:\/\/giver6.com\/?p=4579"},"modified":"2024-06-12T17:38:33","modified_gmt":"2024-06-12T09:38:33","slug":"collateral-loans","status":"publish","type":"post","link":"https:\/\/giver6.com\/collateral-loans\/","title":{"rendered":"\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5168\u89e3\u6790\uff01\u638c\u63e17\u8981\u9ede\u5c31\u80fd\u9806\u5229\u7533\u8acb"},"content":{"rendered":"\n<p>\u6700\u5f8c\u66f4\u65b0\u65e5\u671f\uff1a<mark style=\"background-color:rgba(0, 0, 0, 0);color:#51a5b7\" class=\"has-inline-color\">2024-05-10<\/mark><\/p>\n\n\n\n<p>\u4f60\u77e5\u9053\u9664\u4e86\u8cb7\u623f\u6642\u7533\u8acb\u7684\u8cfc\u5c4b\u8cb8\u6b3e\u5916\uff0c\u540d\u4e0b\u7684\u623f\u5b50\u9084\u80fd\u7533\u8acb\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\uff0c\u4f86\u53d6\u5f97\u5927\u91cf\u73fe\u91d1\uff01\u4eca\u5929\u8981\u5e36\u4f60\u4e86\u89e3\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7684\u7533\u8acb\u65b9\u6cd5\u53ca\u512a\u9ede\uff0c\u8b93\u4f60\u5728\u6709\u8f03\u5927\u7b46\u7684\u8cc7\u91d1\u9700\u6c42\u6642\uff0c\u80fd\u767c\u63ee\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7528\u9014\uff0c\u4ee5\u540d\u4e0b\u623f\u5c4b\u89e3\u6c7a\u8ca1\u52d9\u554f\u984c\uff01<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u5167\u5bb9\u76ee\u9304<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5e7282;color:#5e7282\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5e7282;color:#5e7282\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/giver6.com\/collateral-loans\/#%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\" title=\"\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u662f\u4ec0\u9ebc\uff1f\">\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/giver6.com\/collateral-loans\/#%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E5%88%A9%E7%8E%87%E8%88%87%E6%88%90%E6%95%B8\" title=\"\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u8207\u6210\u6578\">\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u8207\u6210\u6578<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/giver6.com\/collateral-loans\/#%E6%B0%91%E9%96%93%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E5%84%AA%E9%BB%9E\" title=\"\u6c11\u9593\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u512a\u9ede\">\u6c11\u9593\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u512a\u9ede<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/giver6.com\/collateral-loans\/#%E7%94%B3%E8%AB%8B%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%A2%9D%E4%BB%B6\" title=\"\u7533\u8acb\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u689d\u4ef6\">\u7533\u8acb\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u689d\u4ef6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/giver6.com\/collateral-loans\/#%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%B5%81%E7%A8%8B\" title=\"\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6d41\u7a0b\">\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6d41\u7a0b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/giver6.com\/collateral-loans\/#%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%94%B3%E8%AB%8B%E7%AE%A1%E9%81%93\" title=\"\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7533\u8acb\u7ba1\u9053\">\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7533\u8acb\u7ba1\u9053<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/giver6.com\/collateral-loans\/#%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" title=\"\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5e38\u898b\u554f\u984c\">\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5e38\u898b\u554f\u984c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/giver6.com\/collateral-loans\/#%E7%B5%90%E8%AA%9E\" title=\"\u7d50\u8a9e\">\u7d50\u8a9e<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u662f\u4ec0\u9ebc\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><span class=\"point\">\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u662f\u5c07\u540d\u4e0b\u7684\u623f\u5c4b\u5411\u9280\u884c\u6216\u6c11\u9593\u8cb8\u6b3e\u6a5f\u69cb\u62b5\u62bc\uff0c\u7372\u5f97\u4e00\u7b46\u8cc7\u91d1\uff0c\u6838\u8cb8\u6210\u6578\u53d6\u6c7a\u65bc\u623f\u5c4b\u50f9\u503c\u548c\u7533\u8acb\u4eba\u9084\u6b3e\u72c0\u6cc1<\/span>\u3002\u4ee5\u623f\u5c4b\u4f5c\u62b5\u62bc\u64d4\u4fdd\uff0c\u5c0d\u4efb\u4f55\u8cb8\u6b3e\u6a5f\u69cb\u800c\u8a00\u501f\u8cb8\u98a8\u96aa\u8f03\u4f4e\uff0c\u56e0\u6b64\u8cb8\u6b3e\u5229\u7387\u53ca\u5e74\u9650\u4e5f\u66f4\u6709\u5f48\u6027\u3002<\/p>\n\n\n\n<p>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5305\u542b\u4ee5\u4e0b3\u7a2e\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u623f\u5c4b\u589e\u8cb8\uff1a<\/strong>\u5c07\u5df2\u511f\u9084\u7684\u623f\u8cb8\u672c\u91d1\u4f5c\u70ba\u984d\u5ea6\uff0c\u518d\u5411\u9280\u884c\u7533\u8acb\u589e\u984d\u8cb8\u6b3e\u3002<\/li>\n\n\n\n<li><strong>\u623f\u5c4b\u8f49\u589e\u8cb8\uff1a<\/strong>\u5c07\u539f\u623f\u8cb8\u8f49\u8cb8\u5230\u65b0\u9280\u884c\u4e26\u5c0d\u623f\u5c4b\u9032\u884c\u9451\u50f9\uff0c\u8a55\u4f30\u8cb8\u6b3e\u984d\u5ea6\u3001\u5229\u7387\u518d\u984d\u5916\u501f\u51fa\u8cc7\u91d1\uff0c\u901a\u5e38\u53ef\u7372\u5f97\u8f03\u9ad8\u984d\u4f4e\u5229\u7684\u8cb8\u6b3e\u65b9\u6848\u3002<\/li>\n\n\n\n<li><strong>\u623f\u5c4b\u4e8c\u80ce\uff1a<\/strong>\u53c8\u7a31\u70ba\u300c\u4e8c\u80ce\u623f\u8cb8\u300d\uff0c\u5c07\u5df2\u6709\u623f\u8cb8\u7684\u623f\u5c4b\uff0c\u5411\u5176\u4ed6\u8cb8\u6b3e\u6a5f\u69cb\u518d\u6b21\u62b5\u62bc\u7533\u8cb8\uff0c\u7372\u5f97\u8cc7\u91d1\u904b\u7528\u3002<\/li>\n<\/ol>\n\n\n\n<table>\n<tbody>\n<tr>\n<th width=\"25%\" style=\"background-color:#D4DFE6;vertical-align: middle; text-align:center\"><\/th>\n<th width=\"25%\" style=\"background-color:#D4DFE6;vertical-align: middle; text-align:center\">\u623f\u5c4b\u589e\u8cb8<\/th>\n<th width=\"25%\" style=\"background-color:#D4DFE6;vertical-align: middle; text-align:center\">\u623f\u5c4b\u8f49\u589e\u8cb8<\/th>\n<th width=\"25%\" style=\"background-color:#D4DFE6;vertical-align: middle; text-align:center\">\u623f\u5c4b\u4e8c\u80ce<\/th>\n<\/tr>\n\n<tr>\n<th style=\"vertical-align: middle; text-align:center\">\u5229\u7387<\/th>\n<td style=\"vertical-align: middle; text-align:center\">2.06%\u8d77<\/td>\n<td style=\"vertical-align: middle; text-align:center\">2.06%\u8d77<\/td>\n<td style=\"vertical-align: middle; text-align:center\">2.47%\u8d77<\/td>\n<\/tr>\n\n<tr>\n<th style=\"vertical-align: middle; text-align:center\">\u6210\u6578<\/th>\n<td style=\"vertical-align: middle; text-align:center\">\u6309\u7167\u5df2\u9084\u6b3e\u7684\u623f\u8cb8\u672c\u91d1\u70ba\u4e3b<\/td>\n<td style=\"vertical-align: middle; text-align:center\">\u4f9d\u65b0\u9280\u884c\u9451\u50f9\u5f8c\u7684\u65b9\u6848\u6a19\u6e96<\/td>\n<td style=\"vertical-align: middle; text-align:left\">\u2022 \u9280\u884c\uff1a\u6700\u9ad8300\u842c<br \/>\n\u2022 \u6c11\u9593\uff1a\u6700\u9ad8\u53ef\u8cb89\u6210<\/td>\n<\/tr>\n\n<tr>\n<th style=\"vertical-align: middle; text-align:center\">\u512a\u9ede<\/th>\n<td style=\"vertical-align: middle; text-align:left\">\u2022 \u5229\u7387\u8f03\u4f4e<br \/>\n\u2022 \u8fa6\u7406\u6d41\u7a0b\u7c21\u55ae<\/td>\n<td style=\"vertical-align: middle; text-align:left\">\u2022 \u5ef6\u9577\u9084\u6b3e\u5e74\u9650<br \/>\n\u2022 \u964d\u4f4e\u8cb8\u6b3e\u5229\u7387<br \/>\n\u2022 \u589e\u52a0\u8cb8\u6b3e\u984d\u5ea6<\/td>\n<td style=\"vertical-align: middle; text-align:left\">\u2022 \u7533\u8cb8\u7c21\u55ae<br \/>\n\u2022 \u5be9\u6838\u5bec\u9b06<br \/>\n\u2022 \u53ef\u96a8\u501f\u96a8\u9084<\/td>\n<\/tr>\n\n<tr>\n<th style=\"vertical-align: middle; text-align:center\">\u7f3a\u9ede<\/th>\n<td style=\"vertical-align: middle; text-align:left\">\u2022 \u9280\u884c\u5be9\u6838\u56b4\u683c<br \/>\n\u2022 \u5229\u606f\u4e0d\u5f97\u5217\u8209\u6263\u62b5\u6240\u5f97\u7a05<\/td>\n<td style=\"vertical-align: middle; text-align:left\">\u2022 \u7533\u8acb\u904e\u7a0b\u5197\u9577<br \/>\n\u2022 \u9808\u8ca0\u64d4\u984d\u5916\u6210\u672c<\/td>\n<td style=\"vertical-align: middle; text-align:left\">\u2022 \u5229\u7387\u7a0d\u9ad8<br \/>\n\u2022 \u98a8\u96aa\u8f03\u9ad8<\/td>\n<\/tr>\n\n<\/tbody>\n<\/table>\n\n\n\n<div class=\"wp-block-group read\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<br \/><a href=\"https:\/\/giver6.com\/mortgage-increase\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u623f\u5c4b\u589e\u8cb8\u597d\u55ce\uff1f\u7533\u8acb\u524d\u5148\u4e86\u89e3\u90197\u4ef6\u4e8b\uff01<\/strong><\/a><br \/><a href=\"https:\/\/giver6.com\/transferred-increase-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u8f49\u589e\u8cb8\u5982\u4f55\u8fa6\u7406\uff1f8\u5927\u91cd\u9ede\u4e00\u7db2\u6253\u76e1\uff01<\/strong><\/a><br \/><a href=\"https:\/\/giver6.com\/what-is-second-mortgage\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u623f\u5c4b\u4e8c\u80ce\u662f\u4ec0\u9ebc\uff1f\u770b\u61c2\u61f6\u4eba\u5305\u53ea\u89813\u5206\u9418\uff01<\/strong><\/a><\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E5%88%A9%E7%8E%87%E8%88%87%E6%88%90%E6%95%B8\"><\/span>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u8207\u6210\u6578<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4e0d\u8ad6\u662f\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u6216\u6210\u6578\uff0c\u9280\u884c\u90fd\u6703\u6839\u64da\u623f\u5c4b\u50f9\u503c\u3001\u500b\u4eba\u9084\u6b3e\u80fd\u529b\u8207\u4fe1\u7528\u72c0\u6cc1\u4f5c\u70ba\u5be9\u6838\u4f9d\u64da\uff0c\u56e0\u6b64\u6709\u6536\u5165\u4f86\u6e90\u7a69\u5b9a\u3001\u500b\u4eba\u4fe1\u7528\u826f\u597d\uff0c\u90fd\u662f\u964d\u4f4e\u5229\u7387\u548c\u63d0\u9ad8\u6210\u6578\u7684\u597d\u8fa6\u6cd5\u3002\u53e6\u5916\uff0c\u623f\u5c4b\u5750\u843d\u5730\u6bb5\u3001\u5c4b\u6cc1\u3001\u576a\u6578\u3001\u5c4b\u9f61\u7b49\u689d\u4ef6\u90fd\u6703\u5f71\u97ff\u623f\u5c4b\u9451\u50f9\uff0c\u689d\u4ef6\u8d8a\u4f73\u8005\u5c31\u8d8a\u6709\u6a5f\u6703\u7372\u5f97\u4f4e\u5229\u9ad8\u984d\u7684\u8cb8\u6b3e\u65b9\u6848\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u623f\u5c4b\u5df2\u6709\u8cb8\u6b3e\uff0c\u60f3\u518d\u7528\u8a72\u7b46\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7533\u8acb\u623f\u5c4b\u4e8c\u80ce\uff0c\u9280\u884c\u5229\u7387\u6700\u4f4e\u662f\u5e74\u5229\u73872.47%\u8d77\u6a5f\u52d5\u8a08\u606f\uff0c\u984d\u5ea6\u6700\u9ad8300\u842c\uff0c\u4f46\u5be9\u6838\u689d\u4ef6\u56b4\u683c\u3001\u8cb8\u6b3e\u984d\u5ea6\u4e0d\u9ad8\u3001\u64a5\u6b3e\u901f\u5ea6\u6162\uff1b\u800c<span class=\"point\">\u6c11\u9593\u8cb8\u6b3e\u6708\u5229\u7387\u6700\u4f4e1%\u8d77\uff0c\u6210\u6578\u53ef\u90549\u6210\uff0c\u4e0d\u770b\u4fe1\u7528\u72c0\u6cc1\u548c\u8ca1\u529b\u689d\u4ef6\uff0c\u53ea\u8981\u540d\u4e0b\u6709\u623f\u5c4b\u5373\u53ef\u7533\u8acb<\/span>\u3002<\/p>\n\n\n\n<p>\u5728\u9078\u64c7\u8981\u4ee5\u623f\u5c4b\u62b5\u62bc\u7533\u8cb8\u6642\uff0c\u5efa\u8b70\u6c11\u773e\u4e0d\u8981\u55ae\u770b\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u6bd4\u8f03\u8207\u6210\u6578\u9ad8\u4f4e\uff0c\u4e5f\u5225\u53ea\u770b\u7db2\u8def\u4e0a\u7684\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u9280\u884c\u63a8\u85a6\u4f86\u5c0b\u627e\u7533\u8fa6\u6a5f\u69cb\uff0c\u61c9\u8a72\u8981\u4ee5\u81ea\u8eab\u9700\u6c42\u70ba\u524d\u63d0\uff0c\u9078\u64c7\u6700\u9069\u5408\u7684\u8cb8\u6b3e\u9805\u76ee\u548c\u7533\u8acb\u7ba1\u9053\uff0c\u5c0d\u81ea\u5df1\u6703\u66f4\u6709\u5229\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%B0%91%E9%96%93%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E5%84%AA%E9%BB%9E\"><\/span>\u6c11\u9593\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u512a\u9ede<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u689d\u4ef6\u7c21\u55ae<\/h3>\n\n\n\n<p>\u53ea\u8981\u540d\u4e0b\u6709\u623f\u5c4b\u5373\u53ef\u7533\u8acb\u8cb8\u6b3e\uff0c\u5373\u4fbf\u6709\u50b5\u52d9\u5354\u5546\u3001\u4fe1\u7528\u7455\u75b5\u7b49\u88ab\u9280\u884c\u62d2\u8cb8\u7684\u689d\u4ef6\uff0c\u4e5f\u90fd\u53ef\u4ee5\u5411\u6c11\u9593\u7ba1\u9053\u7533\u8acb\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\uff0c\u80fd\u6709\u6548\u53d6\u5f97\u8cc7\u91d1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u984d\u5ea6\u66f4\u591a<\/h3>\n\n\n\n<p>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u984d\u5ea6\u4e0d\u6703\u53d7\u5230<a href=\"https:\/\/law.fsc.gov.tw\/LawContent.aspx?id=FE052046\" target=\"_blank\" rel=\"noreferrer noopener\">\u8ca0\u50b5\u6bd422\u500d<\/a>\u7684\u9650\u5236\uff0c\u6700\u591a\u53ef\u8cb8\u5230\u623f\u5c4b\u9451\u50f99\u6210\u7684\u984d\u5ea6\uff0c\u82e5\u8cb8\u6b3e\u4eba\u689d\u4ef6\u826f\u597d\uff0c\u6709\u53ef\u80fd\u8cb8\u5f97\u66f4\u591a\uff0c\u4e0d\u5fc5\u8ce3\u623f\u4e5f\u80fd\u8b8a\u73fe\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u9084\u6b3e\u65b9\u4fbf<\/h3>\n\n\n\n<p>\u6c11\u9593\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u4e0d\u7d81\u7d04\uff0c\u53ef\u9078\u64c7\u672c\u5229\u6524\u9084\u6216\u5148\u7e73\u5229\u606f\uff0c\u4e5f\u53ef\u4ee5\u96a8\u6642\u6e05\u511f\uff0c\u4e5f\u4e0d\u5fc5\u652f\u4ed8\u9055\u7d04\u91d1\uff0c\u5c0d\u6c11\u773e\u800c\u8a00\u9084\u6b3e\u65b9\u4fbf\u4e14\u5f48\u6027\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7533\u8acb\u5feb\u901f<\/h3>\n\n\n\n<p>\u6700\u5feb1\u5929\u5c31\u53ef\u4ee5\u5b8c\u6210\u5be9\u6838\u6d41\u7a0b\uff0c\u4e26\u9032\u884c\u64a5\u6b3e\uff0c\u6709\u5229\u65bc\u6025\u9700\u8cc7\u91d1\u7684\u6c11\u773e\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%94%B3%E8%AB%8B%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%A2%9D%E4%BB%B6\"><\/span>\u7533\u8acb\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u689d\u4ef6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u9280\u884c\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6eff18\uff5e65\u6b72\u4e4b\u570b\u6c11<\/li>\n\n\n\n<li>\u540d\u4e0b\u623f\u5c4b\u689d\u4ef6\u4f73\u3001\u6c92\u6709\u6301\u5206<\/li>\n\n\n\n<li>\u500b\u4eba\u4fe1\u7528\u826f\u597d\uff0c\u904e\u53bb\u7121\u4efb\u4f55\u7455\u75b5<\/li>\n\n\n\n<li>\u6709\u7a69\u5b9a\u5de5\u4f5c\u6536\u5165\u3001\u80fd\u63d0\u51fa\u8ca1\u529b\u8b49\u660e<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u6c11\u9593\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6eff18\u6b72\u4ee5\u4e0a\u4e4b\u570b\u6c11<\/li>\n\n\n\n<li>\u540d\u4e0b\u6709\u623f\u5c4b\u5373\u53ef\uff0c\u4e0d\u9650\u623f\u5c4b\u7a2e\u985e\u8207\u72c0\u6cc1\uff0c\u6301\u5206\u623f\u5c4b\u4ea6\u53ef<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%B5%81%E7%A8%8B\"><\/span>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6d41\u7a0b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\" style=\"list-style-type:1\">\n<li><strong>\u7533\u8acb\uff1a<\/strong>\u6e96\u5099\u597d\u7533\u8acb\u6587\u4ef6\uff0c\u5411\u8fa6\u7406\u6a5f\u69cb\u63d0\u51fa\u7533\u8acb\u3002<\/li>\n\n\n\n<li><strong>\u5be9\u6838\uff1a<\/strong>\u8fa6\u7406\u6a5f\u69cb\u6839\u64da\u63d0\u4f9b\u6587\u4ef6\uff0c\u9032\u884c\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u8a66\u7b97\uff0c\u8a55\u4f30\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u65b9\u6848\u3002<\/li>\n\n\n\n<li><strong>\u5c0d\u4fdd\uff1a<\/strong>\u5982\u679c\u5be9\u6838\u901a\u904e\u5f8c\uff0c\u5c31\u6703\u9032\u884c\u5c0d\u4fdd\u7c3d\u7d04\u3002<\/li>\n\n\n\n<li><strong>\u8a2d\u5b9a\uff1a<\/strong>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u9700\u5230\u5730\u653f\u4e8b\u52d9\u6240\u8fa6\u7406\u62b5\u62bc\u6b0a\u8a2d\u5b9a\uff0c\u8a2d\u5b9a\u5b8c\u624d\u53ef\u64a5\u6b3e\u3002<\/li>\n\n\n\n<li><strong>\u64a5\u6b3e\uff1a<\/strong>\u4e0a\u8ff0\u6d41\u7a0b\u7d50\u675f\u5f8c\uff0c\u6700\u5feb1\u5929\u5167\u5c31\u6703\u64a5\u6b3e\u5230\u6307\u5b9a\u5e33\u6236\u3002<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1001\" height=\"800\" src=\"https:\/\/giver6.com\/wp-content\/images\/2023\/06\/\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6d41\u7a0b-\uff0d\u65fa\u4f86\u8ca1\u7d93.png\" alt=\"\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6d41\u7a0b \uff0d\u65fa\u4f86\u8ca1\u7d93\" class=\"wp-image-12090\" srcset=\"https:\/\/giver6.com\/wp-content\/images\/2023\/06\/\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6d41\u7a0b-\uff0d\u65fa\u4f86\u8ca1\u7d93.png 1001w, https:\/\/giver6.com\/wp-content\/images\/2023\/06\/\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6d41\u7a0b-\uff0d\u65fa\u4f86\u8ca1\u7d93-768x614.png 768w\" sizes=\"(max-width: 1001px) 100vw, 1001px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%94%B3%E8%AB%8B%E7%AE%A1%E9%81%93\"><\/span>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7533\u8acb\u7ba1\u9053<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u82e5\u4f60\u60f3\u7533\u8acb\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\uff0c\u53ef\u900f\u904e\u4ee5\u4e0b2\u500b\u7ba1\u9053\u8fa6\u7406\uff1a<\/p>\n\n\n\n<table>\n<tbody>\n<tr>\n<th width=\"33%\" style=\"background-color:#D4DFE6;vertical-align: middle; text-align: center\"><\/th>\n<th width=\"33%\" style=\"background-color:#D4DFE6;vertical-align: middle; text-align: center\">\u9280\u884c<\/th>\n<th width=\"33%\" style=\"background-color:#D4DFE6;vertical-align: middle; text-align: center\">\u6c11\u9593\u8cb8\u6b3e<\/th>\n<\/tr>\n\n<tr>\n<th style=\"vertical-align: middle; text-align: center\">\u984d\u5ea6<\/th>\n<td style=\"vertical-align: middle; text-align: center\">\u4f9d\u623f\u5c4b\u9451\u50f9\u7d50\u679c\u800c\u5b9a<\/td>\n<td style=\"vertical-align: middle; text-align: center\">\u6700\u9ad8\u53ef\u8cb8\u5e02\u50f99\u6210<\/td>\n<\/tr>\n\n<tr>\n<th style=\"vertical-align: middle; text-align: center\">\u5229\u7387<\/th>\n<td style=\"vertical-align: middle; text-align: center\">\u5e74\u5229\u7387\u7d042%\u8d77<\/td>\n<td style=\"vertical-align: middle; text-align: center\">\u6708\u5229\u73871%\u8d77<\/td>\n<\/tr>\n\n<tr>\n<th style=\"vertical-align: middle; text-align: center\">\u5e74\u9650<\/th>\n<td style=\"vertical-align: middle; text-align: center\">\u6700\u957730\u5e74<\/td>\n<td style=\"vertical-align: middle; text-align: center\">\u4e0d\u7d81\u7d04\uff0c\u53ef\u96a8\u501f\u96a8\u9084<\/td>\n<\/tr>\n\n<tr>\n<th style=\"vertical-align: middle; text-align: center\">\u8fa6\u7406\u6642\u9593<\/th>\n<td style=\"vertical-align: middle; text-align: center\">7\uff5e14\u500b\u5de5\u4f5c\u5929<\/td>\n<td style=\"vertical-align: middle; text-align: center\">\u6700\u5feb1\u5929\u5167\u53ef\u64a5\u6b3e<\/td>\n<\/tr>\n\n<tr>\n<th style=\"vertical-align: middle; text-align: center\">\u9084\u6b3e\u65b9\u5f0f<\/th>\n<td style=\"vertical-align: middle; text-align:center\">\u672c\u606f\u6524\u9084<\/td>\n<td style=\"vertical-align: middle; text-align:left\">\n\u2022 \u672c\u606f\u6524\u9084<br \/>\n\u2022 \u53ef\u5148\u7e73\u606f\u4e0d\u9084\u672c<\/td>\n<\/tr>\n  \n<tr>\n<th style=\"vertical-align: middle; text-align: center\">\u9069\u5408\u5c0d\u8c61<\/th>\n<td style=\"vertical-align: middle; text-align:left\">\n\u2022 \u7a69\u5b9a\u6536\u5165<br \/>\n\u2022 \u4fe1\u7528\u826f\u597d<br \/>\n\u2022 \u5c4b\u6cc1\u597d\u3001\u50f9\u503c\u9ad8<br \/>\n\u2022 \u623f\u5c4b\u7522\u6b0a\u5b8c\u6574\u7121\u6301\u5206<\/td>\n<td style=\"vertical-align: middle; text-align:left\">\n\u2022 \u540d\u4e0b\u6709\u623f\u5c4b\u5373\u53ef<br \/>\n\u2022 \u4e0d\u9650\u623f\u5c4b\u985e\u578b\uff0c\u6301\u5206\u623f\u5c4b\u4ea6\u53ef<\/td>\n<\/tr>  \n<\/tbody>\n<\/table>\n\n\n\n<p>\u96d6\u7136\u6c11\u9593\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u6bd4\u8f03\u9ad8\uff0c\u4f46<span class=\"point\">\u53ef\u8cb8\u984d\u5ea6\u9ad8\uff0c\u8fa6\u7406\u6642\u9593\u4e5f\u8f03\u5feb\uff0c\u975e\u5e38\u9069\u5408\u6025\u9700\u8cc7\u91d1\u7684\u6c11\u773e\u8fa6\u7406<\/span>\uff0c\u76f8\u5c0d\u800c\u8a00\uff0c\u9280\u884c\u5be9\u6838\u5c31\u8f03\u70ba\u56b4\u683c\uff0c\u9700\u8981\u623f\u5c4b\u7522\u6b0a\u5b8c\u6574\u3001\u4e26\u6709\u4e00\u5b9a\u50f9\u503c\uff0c\u624d\u53ef\u80fd\u904e\u4ef6\uff0c\u6240\u4ee5\u4ecd\u5efa\u8b70\u6c11\u773e\u7533\u8acb\u6c11\u9593\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u65b9\u6848\uff0c\u8cb8\u6b3e\u984d\u5ea6\u9ad8\u3001\u64a5\u6b3e\u901f\u5ea6\u5feb\u3001\u4efb\u4f55\u623f\u5c4b\u7686\u53ef\u8cb8\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5e38\u898b\u554f\u984c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-70\"><strong class=\"schema-faq-question\">Q\u3001\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u975e\u672c\u4eba\u53ef\u4ee5\u7533\u8acb\u55ce\uff1f<\/strong> <p class=\"schema-faq-answer\">\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u975e\u672c\u4eba\u53ea\u8981\u6240\u6709\u6b0a\u4eba\u540c\u610f\u5c31\u80fd\u63d0\u51fa\u7533\u8acb\uff0c\u4f46\u9808\u70ba\u4ee3\u8fa6\u4ee3\u66f8\u3001\u7b26\u5408<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawSingle.aspx?pcode=B0000001&amp;flno=169\" target=\"_blank\" rel=\"noreferrer noopener\">\u6c11\u6cd5\u7b2c169\u689d<\/a>\u300c\u8868\u898b\u4ee3\u7406\u300d\u898f\u5b9a\u7684\u4eba\u624d\u53ef\u4ee5\u3002\u5373\u4f7f\u662f\u8eab\u908a\u7684\u89aa\u4eba\uff0c\u82e5\u64c5\u81ea\u4f7f\u7528\u5c0d\u65b9\u7684\u8cc7\u6599\u8fa6\u7406\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\uff0c\u4e5f\u662f\u6709\u9055\u6cd5\u5acc\u7591\u7684\uff01<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-16\"><strong class=\"schema-faq-question\">Q\u3001\u8fa6\u7406\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u61c9\u5099\u6587\u4ef6\u6709\u54ea\u4e9b\uff1f<\/strong> <p class=\"schema-faq-answer\">\u2022 <a href=\"https:\/\/giver6.com\/financial-statement\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8ca1\u529b\u8b49\u660e<\/a><strong><br \/><\/strong>\u2022 \u5370\u7ae0\u3001\u5370\u9451\u8b49\u660e<br \/>\u2022 \u623f\u5c4b\u571f\u5730\u6240\u6709\u6b0a\u72c0<br \/>\u2022 \u96d9\u8b49\u4ef6\u6b63\u672c\uff0b\u5f71\u672c\uff08\u6b63\u672c\u50c5\u4f9b\u6838\u5c0d\u8eab\u5206\uff09<br \/>\u2022 \u82e5\u623f\u5c4b\u4ecd\u6709\u8cb8\u6b3e\uff0c\u9700\u6e96\u5099\u8fd1\u4e00\u5e74\u7684\u7e73\u6b3e\u8b49\u660e<br \/><br \/><img loading=\"lazy\" decoding=\"async\" width=\"1001\" height=\"801\" src=\"https:\/\/giver6.com\/wp-content\/images\/2023\/06\/\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u61c9\u5099\u6587\u4ef6\uff0d\u65fa\u4f86\u8ca1\u7d93.png\" class=\"attachment-full size-full\" alt=\"\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u61c9\u5099\u6587\u4ef6\uff0d\u65fa\u4f86\u8ca1\u7d93\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/giver6.com\/wp-content\/images\/2023\/06\/\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u61c9\u5099\u6587\u4ef6\uff0d\u65fa\u4f86\u8ca1\u7d93.png 1001w, https:\/\/giver6.com\/wp-content\/images\/2023\/06\/\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u61c9\u5099\u6587\u4ef6\uff0d\u65fa\u4f86\u8ca1\u7d93-768x615.png 768w\" sizes=\"(max-width: 1001px) 100vw, 1001px\" \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-28\"><strong class=\"schema-faq-question\">Q\u3001\u8001\u623f\u5b50\u4e5f\u53ef\u8fa6\u7406\u62b5\u62bc\u8cb8\u6b3e\u55ce\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4e2d\u53e4\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5efa\u8b70\u4ee5\u4e0d\u8d85\u904e30\u5e74\u7684\u623f\u5c4b\u70ba\u4e3b\u3002\u53e6\u5916\uff0c\u8001\u820a\u623f\u5c4b\u6703\u9762\u81e8\u7d50\u69cb\u8001\u5316\u3001\u5b89\u5168\u8003\u91cf\u7b49\u554f\u984c\uff0c\u5982\u679c\u60f3\u4ee5\u8001\u623f\u5b50\u62b5\u62bc\u8cb8\u6b3e\uff0c\u8cb8\u6b3e\u6210\u6578\u76f8\u5c0d\u4f4e\u8a31\u591a\uff0c\u5982\u6709\u8cc7\u91d1\u9700\u6c42\uff0c\u53ef\u8a66\u8457\u63d0\u4f9b\u5176\u4ed6\u64d4\u4fdd\u54c1\u6216\u4fdd\u4eba\u4f5c\u70ba\u52a0\u5206\u689d\u4ef6\u3002<br \/><mark style=\"background-color:#ecf2f5\" class=\"has-inline-color\">\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/giver6.com\/pre-owned-house-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e2d\u53e4\u5c4b\u8cb8\u6b3e\u6210\u6578\u4e0d\u8db3\uff1f\u90193\u5927\u91cd\u9ede\u8981\u6ce8\u610f\uff01<\/a><\/mark><\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%B5%90%E8%AA%9E\"><\/span>\u7d50\u8a9e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4ee5\u4e0a\u5c31\u662f\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7684\u4ecb\u7d39\uff0c\u4e5f\u8981\u63d0\u9192\u4f60\u7533\u8acb\u8cb8\u6b3e\u524d\u591a\u591a\u4e86\u89e3\u81ea\u8eab\u7684\u8fa6\u7406\u689d\u4ef6\u53ca\u623f\u5c4b\u73fe\u6cc1\uff0c\u624d\u80fd\u6709\u6548\u627e\u51fa\u6700\u5408\u9069\u7684\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u65b9\u6848\u3002<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><a href=\"tel:0939-171-627\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"820\" height=\"212\" src=\"https:\/\/giver6.com\/wp-content\/images\/2022\/01\/24\u670d\u52d9\u5c08\u7dda.png\" alt=\"24\u670d\u52d9\u5c08\u7dda - \u65fa\u4f86\u8ca1\u7d93\" class=\"wp-image-7312\" srcset=\"https:\/\/giver6.com\/wp-content\/images\/2022\/01\/24\u670d\u52d9\u5c08\u7dda.png 820w, https:\/\/giver6.com\/wp-content\/images\/2022\/01\/24\u670d\u52d9\u5c08\u7dda-768x199.png 768w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/giver6.com\/#Online\"><img loading=\"lazy\" decoding=\"async\" width=\"820\" height=\"212\" src=\"https:\/\/giver6.com\/wp-content\/images\/2022\/01\/\u7dda\u4e0a\u514d\u8cbb\u8aee\u8a62-1.png\" alt=\"\u7dda\u4e0a\u514d\u8cbb\u8aee\u8a62 - \u65fa\u4f86\u8ca1\u7d93\" class=\"wp-image-7311\" 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