{"id":16112,"date":"2024-06-14T12:00:47","date_gmt":"2024-06-14T04:00:47","guid":{"rendered":"https:\/\/giver6.com\/?p=16112"},"modified":"2025-02-08T09:56:39","modified_gmt":"2025-02-08T01:56:39","slug":"credit-card-debt","status":"publish","type":"post","link":"https:\/\/giver6.com\/credit-card-debt\/","title":{"rendered":"\u5361\u50b5\u600e\u9ebc\u9084\uff1f\u6559\u4f602\u62db\u89e3\u6c7a\u50b5\u52d9\u5371\u6a5f\uff01"},"content":{"rendered":"\n<p>\u66f4\u65b0\u65e5\u671f\uff1a<span style=\"background-color:rgba(0, 0, 0, 0);color:#51a5b7\" class=\"has-inline-color\">2025-02-08<\/span><\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u4e00\u76f4\u6b20\u5361\u50b5\u6c92\u6709\u9084\uff0c\u8981\u6ce8\u610f\u90e8\u5206\u85aa\u6c34\u6709\u53ef\u80fd\u88ab\u9280\u884c\u5f37\u5236\u6536\u8d70\uff01\u9664\u6b64\u4e4b\u5916\uff0c\u5361\u50b5\u4e0d\u9084\u9084\u6709\u4ec0\u9ebc\u5f8c\u679c\uff1f\u8a72\u600e\u9ebc\u89e3\u6c7a\uff1f\u66f4\u591a\u5361\u50b5\u76f8\u95dc\u554f\u984c\uff0c\u5c31\u8b93<strong>\u65fa\u4f86\u8ca1\u7d93<\/strong>\u70ba\u4f60\u89e3\u7b54\u5427\uff01<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u5167\u5bb9\u76ee\u9304<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5e7282;color:#5e7282\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5e7282;color:#5e7282\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li 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title=\"\u5361\u50b5\u4e0d\u9084\u6703\u600e\u6a23\uff1f\">\u5361\u50b5\u4e0d\u9084\u6703\u600e\u6a23\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/giver6.com\/credit-card-debt\/#%E5%8D%A1%E5%82%B5%E8%A7%A3%E6%B1%BA%E6%96%B9%E5%BC%8F%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\" title=\"\u5361\u50b5\u89e3\u6c7a\u65b9\u5f0f\u6709\u54ea\u4e9b\uff1f\">\u5361\u50b5\u89e3\u6c7a\u65b9\u5f0f\u6709\u54ea\u4e9b\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/giver6.com\/credit-card-debt\/#%E5%8D%A1%E5%82%B5%E5%A4%9A%E4%B9%85%E6%9C%83%E6%B6%88%E5%A4%B1%EF%BC%9F\" title=\"\u5361\u50b5\u591a\u4e45\u6703\u6d88\u5931\uff1f\">\u5361\u50b5\u591a\u4e45\u6703\u6d88\u5931\uff1f<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8D%A1%E5%82%B5%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span>\u5361\u50b5\u662f\u4ec0\u9ebc\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7576\u4f60<span class=\"point\">\u4f7f\u7528\u4fe1\u7528\u5361\u6d88\u8cbb\u5f8c\uff0c\u6c92\u6709\u6e96\u6642\u3001\u5168\u984d\u9084\u6e05\u4fe1\u7528\u5361\u8cbb\uff0c\u5c31\u6703\u518d\u7522\u751f\u4e00\u7b46\u984d\u5916\u7684\u5229\u606f\uff0c\u8b93\u6b20\u4e0b\u7684\u91d1\u984d\u8d8a\u4f86\u8d8a\u591a<\/span>\uff0c\u9019\u6a23\u7684\u50b5\u52d9\u5c31\u7a31\u70ba\u5361\u50b5\u3002\u5e38\u898b\u7684\u5361\u50b5\u5f62\u6210\u539f\u56e0\u6709\u4ee5\u4e0b3\u7a2e\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f7f\u7528\u4fe1\u7528\u5361<a href=\"https:\/\/giver6.com\/debt-cash\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u9810\u501f\u73fe\u91d1<\/a><\/li>\n\n\n\n<li>\u592a\u665a\u7e73\u6216\u6c92\u6709\u7e73\u4fe1\u7528\u5361\u8cbb<\/li>\n\n\n\n<li>\u4fe1\u7528\u5361\u8cbb\u53ea\u7e73\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\uff08\u9280\u884c\u898f\u5b9a\u8981\u7e73\u7684\u6700\u4f4e\u91d1\u984d\uff0c\u901a\u5e38\u662f\u7576\u671f\u5361\u8cbb\u768410%\uff09<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E4%BD%95%E7%9F%A5%E9%81%93%E8%87%AA%E5%B7%B1%E6%AC%A0%E4%BA%86%E5%A4%9A%E5%B0%91%E5%8D%A1%E5%82%B5%EF%BC%9F\"><\/span>\u5982\u4f55\u77e5\u9053\u81ea\u5df1\u6b20\u4e86\u591a\u5c11\u5361\u50b5\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u60f3\u78ba\u8a8d\u8fd1\u671f\u7684\u5361\u50b5\uff0c\u53ef\u4ee5\u900f\u904e\u4fe1\u7528\u5361\u5e33\u55ae\u3001\u7db2\u8def\u9280\u884c\u3001\u624b\u6a5fAPP\u67e5\u8a62\uff0c\u6216\u662f\u81f4\u96fb\u8a62\u554f\u9280\u884c\u5ba2\u670d\u3002<\/p>\n\n\n\n<p>\u82e5\u662f<span 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class=\"point\">\u592a\u665a\u7e73\u3001\u6c92\u7e73\u4fe1\u7528\u5361\u8cbb\u6216\u53ea\u7e73\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\uff0c\u5c31\u6703\u7522\u751f\u4e00\u7b46\u984d\u5916\u7684\u5361\u50b5\u5229\u7387\uff0c\u4e5f\u5c31\u662f\u6240\u8b02\u7684\u5faa\u74b0\u5229\u606f<\/span>\uff0c\u6700\u9ad8\u53ef\u905415%\u3002\u53ea\u8981\u5361\u50b5\u4e00\u76f4\u4e0d\u9084\uff0c\u5229\u606f\u5c31\u6703\u6301\u7e8c\u7d2f\u7a4d\uff0c\u8b93\u4f60\u7684\u5361\u50b5\u8d8a\u4f86\u8d8a\u591a\u3002<\/p>\n\n\n\n<p class=\"read\">\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/giver6.com\/revolving-interest\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u7528\u5361\u5faa\u74b0\u5229\u606f\u662f\u4ec0\u9ebc\uff1f5\u5927\u91cd\u9ede\u6559\u4f60\u5982\u4f55\u8a08\u7b97\uff01<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u540d\u4e0b\u8ca1\u7522\u88ab\u67e5\u5c01\u3001\u6cd5\u62cd<\/h3>\n\n\n\n<p>\u7576\u5361\u50b5\u5df2\u7d93\u7a4d\u6b20\u592a\u591a\uff0c\u4f46\u4f60\u6c92\u6709\u5de5\u4f5c\u6536\u5165\u53ef\u4ee5\u6cd5\u6263\uff0c\u6216\u5f37\u5236\u6263\u85aa\u5f8c\u9084\u662f\u7121\u6cd5\u6e05\u511f\uff0c\u9280\u884c\u5c31\u6703\u5411\u6cd5\u9662\u8072\u8acb\u67e5\u5c01\u4f60\u540d\u4e0b\u7684\u623f\u5c4b\u3001\u571f\u5730\u3001\u6c7d\u6a5f\u8eca\u4e4b\u985e\u6709\u50f9\u503c\u7684\u8ca1\u7522\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u8ca1\u7522\u88ab\u67e5\u5c01\u5f8c\uff0c\u4f60\u9084\u662f\u6c92\u9084\u5361\u50b5\uff0c\u9280\u884c\u5c31\u6703\u5c07\u67e5\u5c01\u7684\u7269\u54c1\u9032\u884c\u6cd5\u62cd\uff0c\u5f97\u5230\u7684\u9322\u518d\u62ff\u4f86\u6e05\u511f\u50b5\u52d9\u3002<\/p>\n\n\n\n<p class=\"read\">\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/giver6.com\/house-seizure\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u67e5\u5c01\u662f\u4ec0\u9ebc\uff1f5\u5206\u9418\u4e86\u89e3\u67e5\u5c01\u6d41\u7a0b\u53ca\u81ea\u6551\u65b9\u6cd5\uff01<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1001\" height=\"801\" src=\"https:\/\/giver6.com\/wp-content\/images\/2024\/06\/\u5361\u50b5\u4e0d\u9084\u6703\u600e\u6a23\uff0d\u65fa\u4f86\u8ca1\u7d93.png\" alt=\"\u5361\u50b5\u4e0d\u9084\u6703\u600e\u6a23\uff0d\u65fa\u4f86\u8ca1\u7d93\" class=\"wp-image-16120\" srcset=\"https:\/\/giver6.com\/wp-content\/images\/2024\/06\/\u5361\u50b5\u4e0d\u9084\u6703\u600e\u6a23\uff0d\u65fa\u4f86\u8ca1\u7d93.png 1001w, https:\/\/giver6.com\/wp-content\/images\/2024\/06\/\u5361\u50b5\u4e0d\u9084\u6703\u600e\u6a23\uff0d\u65fa\u4f86\u8ca1\u7d93-768x615.png 768w\" sizes=\"(max-width: 1001px) 100vw, 1001px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8D%A1%E5%82%B5%E8%A7%A3%E6%B1%BA%E6%96%B9%E5%BC%8F%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\"><\/span>\u5361\u50b5\u89e3\u6c7a\u65b9\u5f0f\u6709\u54ea\u4e9b\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5361\u50b5\u600e\u9ebc\u9084\uff1f\u5982\u679c\u4f60\u6709\u5361\u50b5\uff0c\u53ef\u4ee5\u900f\u904e\u4ee5\u4e0b2\u7a2e\u65b9\u5f0f\u4f86\u89e3\u6c7a\u50b5\u52d9\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5361\u50b5\u6574\u5408<\/h3>\n\n\n\n<p><span class=\"point\">\u5982\u679c\u4f60\u7684\u5361\u50b5\u8f03\u5c11\uff0c\u53ef\u4ee5\u628a\u540d\u4e0b\u5168\u90e8\u7684\u5361\u50b5\u5408\u4f75\u5230\u540c\u4e00\u5bb6\u8cb8\u6b3e\u6a5f\u69cb\uff0c\u518d\u91cd\u65b0\u7533\u8acb\u4e00\u7b46\u4f4e\u5229\u7387\u3001\u984d\u5ea6\u9ad8\u7684\u8cb8\u6b3e\u4f86\u9084\u6389\u820a\u7684\u50b5\u52d9<\/span>\uff0c\u4e0d\u50c5\u80fd\u964d\u4f4e\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u3001\u5ef6\u9577\u9084\u6b3e\u5e74\u9650\u3001\u7d71\u4e00\u9084\u6b3e\u6642\u9593\uff0c\u4e5f\u4e0d\u6703\u5f71\u97ff\u4fe1\u7528\u8a55\u5206\u3002<\/p>\n\n\n\n<p class=\"read\">\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/giver6.com\/integrate-debt-fraud-trap\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u50b5\u52d9\u6574\u5408\u662f\u4ec0\u9ebc\uff1f4\u5927\u512a\u9ede\u4e00\u6b21\u4e86\u89e3\uff01<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5361\u50b5\u5354\u5546<\/h3>\n\n\n\n<p><span class=\"point\">\u82e5\u4f60\u5361\u50b5\u5df2\u7d93\u7a4d\u6b20\u592a\u591a\uff0c\u53ef\u4ee5\u548c\u6b20\u6700\u591a\u9322\u7684\u9280\u884c\u5171\u540c\u8a0e\u8ad6\u4e00\u500b\u65b0\u7684\u9084\u6b3e\u65b9\u6848\uff0c\u4e00\u6b21\u6e05\u511f\u6240\u6709\u50b5\u52d9<\/span>\u3002<\/p>\n\n\n\n<p>\u8981\u7279\u5225\u63d0\u9192\u4f60\uff0c\u96d6\u7136\u50b5\u52d9\u5354\u5546\u4e5f\u53ef\u4ee5\u7d71\u4e00\u6574\u7406\u6240\u6709\u50b5\u52d9\u3001\u964d\u4f4e\u5229\u7387\u548c\u5ef6\u9577\u9084\u6b3e\u5e74\u9650\uff0c\u4f46\u662f\u4f60\u7684\u4fe1\u7528\u5831\u544a\u6703\u7559\u4e0b\u7d00\u9304\u3001\u6b63\u5728\u4f7f\u7528\u7684\u4fe1\u7528\u5361\u6703\u88ab\u505c\u7528\uff0c\u5354\u5546\u671f\u9593\u4e5f\u4e0d\u80fd\u8fa6\u7406\u65b0\u7684\u4fe1\u7528\u5361\u6216\u8cb8\u6b3e\u5594\uff01<\/p>\n\n\n\n<p class=\"read\">\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/giver6.com\/debt-negotiation\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u50b5\u52d9\u5354\u5546\u5f8c\u679c\u6709\u54ea\u4e9b\uff1f9\u5927\u91cd\u9ede\u7533\u8acb\u524d\u5148\u4e86\u89e3\uff01<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"800\" src=\"https:\/\/giver6.com\/wp-content\/images\/2024\/06\/\u89e3\u6c7a\u5361\u50b52\u5927\u65b9\u5f0f\uff0d\u65fa\u4f86\u8ca1\u7d93.png\" alt=\"\u89e3\u6c7a\u5361\u50b52\u5927\u65b9\u5f0f\uff0d\u65fa\u4f86\u8ca1\u7d93\" class=\"wp-image-45095\" srcset=\"https:\/\/giver6.com\/wp-content\/images\/2024\/06\/\u89e3\u6c7a\u5361\u50b52\u5927\u65b9\u5f0f\uff0d\u65fa\u4f86\u8ca1\u7d93.png 1000w, https:\/\/giver6.com\/wp-content\/images\/2024\/06\/\u89e3\u6c7a\u5361\u50b52\u5927\u65b9\u5f0f\uff0d\u65fa\u4f86\u8ca1\u7d93-768x614.png 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8D%A1%E5%82%B5%E5%A4%9A%E4%B9%85%E6%9C%83%E6%B6%88%E5%A4%B1%EF%BC%9F\"><\/span>\u5361\u50b5\u591a\u4e45\u6703\u6d88\u5931\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6839\u64da<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawSingle.aspx?pcode=B0000001&amp;flno=125\" target=\"_blank\" rel=\"noreferrer noopener\">\u6c11\u6cd5\u7b2c125\u689d<\/a>\uff0c\u5982\u679c15\u5e74\u5167\u6c92\u4f7f\u7528\u8acb\u6c42\u6b0a\uff0c\u6642\u9593\u904e\u4e86\u5c31\u4e0d\u80fd\u518d\u4eab\u6709\u9019\u9805\u6b0a\u5229\u3002\u4e5f\u5c31\u662f\u8aaa\uff0c<span class=\"point\">\u5361\u50b5\u7522\u751f\u4e4b\u5f8c\u768415\u5e74\u5167\uff0c\u9280\u884c\u90fd\u6c92\u6709\u8acb\u6c42\u9084\u6b3e\u7684\u8a71\uff0c\u4f60\u5c31\u53ef\u4ee5\u62d2\u7d55\u6e05\u511f\u50b5\u52d9<\/span>\u3002<\/p>\n\n\n\n<p>\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u6839\u64da<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawSingle.aspx?pcode=B0000001&amp;flno=129\" target=\"_blank\" rel=\"noreferrer noopener\">\u6c11\u6cd5\u7b2c129\u689d<\/a>\u898f\u5b9a\uff0c<span class=\"point\">\u53ea\u8981\u901915\u5e74\u5167\u9280\u884c\u6709\u5411\u4f60\u63d0\u51fa\u9084\u6b3e\u7684\u8acb\u6c42\u6216\u8a34\u8a1f\uff0c\u4f60\u7684\u5361\u50b5\u6642\u6548\u5c31\u6703\u88ab\u91cd\u65b0\u8a08\u7b97<\/span>\u3002<\/p>\n\n\n\n<p><strong>\u8209\u4f8b\uff1a<\/strong>\u7532\u6709\u4e00\u7b4612\u5e74\u6c92\u6709\u6e05\u511f\u7684\u5361\u50b5\uff0c\u82e5\u9280\u884c\u5728\u7532\u6b20\u6b3e\u5f8c\u7684\u7b2c13\u5e74\u8981\u6c42\u9084\u6b3e\uff0c\u7532\u7684\u5361\u50b5\u53c8\u9700\u8981\u518d\u7d93\u904e15\u5e74\u624d\u6703\u5931\u6548\u3002<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure 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alt=\"\u7dda\u4e0a\u514d\u8cbb\u8aee\u8a62 - \u65fa\u4f86\u8ca1\u7d93\" class=\"wp-image-7311\" srcset=\"https:\/\/giver6.com\/wp-content\/images\/2022\/01\/\u7dda\u4e0a\u514d\u8cbb\u8aee\u8a62-1.png 820w, https:\/\/giver6.com\/wp-content\/images\/2022\/01\/\u7dda\u4e0a\u514d\u8cbb\u8aee\u8a62-1-768x199.png 768w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><\/a><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"youlike has-text-color has-link-color wp-elements-0c8a2e6d7891ea324b79a90d3934244b\" style=\"color:#19535f;font-size:28px\"><strong>YOU MIGHT ALSO LIKE<\/strong><\/p>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><div class=\"wp-block-latest-posts__featured-image\"><a href=\"https:\/\/giver6.com\/household-registration-transcript-apply\/\" 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