{"id":10341,"date":"2022-10-20T11:27:51","date_gmt":"2022-10-20T03:27:51","guid":{"rendered":"https:\/\/giver6.com\/?p=10341"},"modified":"2024-07-22T10:05:55","modified_gmt":"2024-07-22T02:05:55","slug":"apr","status":"publish","type":"post","link":"https:\/\/giver6.com\/apr\/","title":{"rendered":"APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u610f\u601d\uff1f5\u8981\u9ede\u5e36\u4f60\u4e86\u89e3"},"content":{"rendered":"\n<p>\u66f4\u65b0\u65e5\u671f\uff1a<mark style=\"background-color:rgba(0, 0, 0, 0);color:#51a5b7\" class=\"has-inline-color\">2024-07-22<\/mark><\/p>\n\n\n\n<p>\u82e5\u4f60\u60f3\u8981\u7533\u8fa6\u8cb8\u6b3e\uff0c\u4e94\u82b1\u516b\u9580\u7684\u4f4e\u5229\u7387\u8cb8\u6b3e\u4e00\u5b9a\u975e\u5e38\u5438\u5f15\u4f60\u3002\u4f46\u5728\u63d0\u4ea4\u7533\u8acb\u524d\uff0c\u4f60\u4e00\u5b9a\u8981\u5148\u7d93\u904eAPR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u8a66\u7b97\uff01APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u662f\u4ec0\u9ebc\uff1f\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u591a\u5c11\u5408\u7406\uff1f\u8b93<strong>\u65fa\u4f86\u8ca1\u7d93<\/strong>\u5e36\u4f60\u4e00\u8d77\u4e86\u89e3\uff01<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u5167\u5bb9\u76ee\u9304<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default 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title=\"APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u5e38\u898b\u554f\u984c\">APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u5e38\u898b\u554f\u984c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/giver6.com\/apr\/#%E7%B5%90%E8%AA%9E\" title=\"\u7d50\u8a9e\">\u7d50\u8a9e<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"APR%E7%B8%BD%E8%B2%BB%E7%94%A8%E5%B9%B4%E7%99%BE%E5%88%86%E7%8E%87%E6%98%AF%E4%BB%80%E9%BA%BC\"><\/span>APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u662f\u4ec0\u9ebc<span 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class=\"wp-block-list\">\n<li><strong>\u5e74\u5229\u7387\uff1a<\/strong>\u6700\u76f4\u63a5\u5f71\u97ff\u5230\u8cb8\u6b3e\u652f\u51fa\u7684\u6bd4\u4f8b\uff0c\u5e74\u5229\u7387\u8d8a\u9ad8\u9808\u652f\u4ed8\u8cbb\u7528\u8d8a\u591a\u3002<\/li>\n\n\n\n<li><strong>\u958b\u8fa6\u8cbb\uff1a<\/strong>\u5305\u542b\u806f\u5fb5\u67e5\u8a62\u8cbb\u7528\u53ca\u9280\u884c\u5be9\u6838\u904e\u7a0b\u4e2d\u7522\u751f\u7684\u884c\u653f\u8cbb\u7528\uff0c\u5728\u4e00\u6a23\u7684\u8cb8\u6b3e\u6642\u9593\u88e1\uff0c\u82e5\u662f\u958b\u8fa6\u8cbb\u8d8a\u9ad8\uff0c\u5c31\u6703\u4f7fAPR\u8d8a\u9ad8\u3002<\/li>\n\n\n\n<li><strong>\u8cb8\u6b3e\u984d\u5ea6\uff1a<\/strong>\u5728\u7e3d\u8cbb\u7528\u4e0d\u8b8a\u3001\u624b\u7e8c\u8cbb\u56fa\u5b9a\u7684\u60c5\u6cc1\u4e0b\uff0c\u8cb8\u6b3e\u984d\u5ea6\u8207APR\u6210\u53cd\u6bd4\uff0c\u8cb8\u6b3e\u984d\u5ea6\u8d8a\u9ad8\uff0cAPR\u8d8a\u4f4e\uff1b\u8cb8\u6b3e\u984d\u5ea6\u8d8a\u4f4e\uff0c\u5247APR\u8d8a\u9ad8\u3002<\/li>\n\n\n\n<li><strong>\u8cb8\u6b3e\u671f\u9593\uff1a<\/strong>\u5982\u679c\u5176\u4ed6\u6578\u503c\u56fa\u5b9a\uff0c\u8cb8\u6b3e\u671f\u9593\u8d8a\u9577\uff0cAPR\u8d8a\u4f4e\uff0c\u6bcf\u5e74\u5206\u6524\u7684\u652f\u51fa\u8f03\u4f4e\u3002<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1001\" height=\"801\" src=\"https:\/\/giver6.com\/wp-content\/images\/2023\/12\/APR\u8a08\u7b97\u516c\u5f0f\u542b\uff14\u7a2e\u56e0\u7d20\uff0d\u65fa\u4f86\u8ca1\u7d93.png\" alt=\"APR\u8a08\u7b97\u516c\u5f0f\u542b\uff14\u7a2e\u56e0\u7d20\uff0d\u65fa\u4f86\u8ca1\u7d93\" class=\"wp-image-13291\" srcset=\"https:\/\/giver6.com\/wp-content\/images\/2023\/12\/APR\u8a08\u7b97\u516c\u5f0f\u542b\uff14\u7a2e\u56e0\u7d20\uff0d\u65fa\u4f86\u8ca1\u7d93.png 1001w, https:\/\/giver6.com\/wp-content\/images\/2023\/12\/APR\u8a08\u7b97\u516c\u5f0f\u542b\uff14\u7a2e\u56e0\u7d20\uff0d\u65fa\u4f86\u8ca1\u7d93-768x615.png 768w\" sizes=\"(max-width: 1001px) 100vw, 1001px\" \/><\/figure>\n\n\n\n<p>\u4e0d\u904e\u7531\u65bc\u8a66\u7b97\u516c\u5f0f\u8f03\u70ba\u8907\u96dc\uff0c\u5efa\u8b70\u6c11\u773e\u53ef\u4f7f\u7528APR\u8a66\u7b97\u5de5\u5177\uff0c\u4f8b\u5982\u91d1\u7ba1\u6703\u63d0\u4f9b\u7684<a href=\"https:\/\/moneywise.fsc.gov.tw\/tabf\/main\/tool2.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u8a66\u7b97\u5de5\u5177<\/a>\u6216\u53f0\u5357\u7b2c\u4e09\u4fe1\u7528\u5408\u4f5c\u793e\u63d0\u4f9b\u7684<a href=\"https:\/\/ttc.scu.org.tw\/memyrate.htm\" target=\"_blank\" rel=\"noreferrer noopener\">\u8cb8\u6b3e\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u8a66\u7b97<\/a>\u90fd\u662f\u5f88\u597d\u7528\u7684\u5de5\u5177\uff01<\/p>\n\n\n\n<p class=\"annotation\">\u203b\u8cbc\u5fc3\u63d0\u9192\uff1a\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u4e2d\u4e26\u4e0d\u5305\u542b\u4fdd\u96aa\u8cbb\u3001\u4ee3\u66f8\u8cbb\u3001\u903e\u671f\u9084\u6b3e\u8cbb\u3001\u9055\u7d04\u91d1\u7b49\u8cbb\u7528\uff0c\u5927\u5bb6\u7533\u8acb\u6642\u53ef\u518d\u7559\u610f\u5408\u7d04\u5167\u5bb9\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"APR%E7%B8%BD%E8%B2%BB%E7%94%A8%E5%B9%B4%E7%99%BE%E5%88%86%E7%8E%87%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85\"><\/span>APR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u6ce8\u610f\u4e8b\u9805<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5ffd\u7565\u9280\u884c\u7684\u8cb8\u6b3e\u5ee3\u544a\uff1a<\/strong>\u9280\u884c\u5b98\u7db2\u7684\u65b9\u6848\u666e\u904d\u90fd\u6a19\u699c\u8457\u975e\u5e38\u4f4e\u7684\u5229\u7387\uff0c\u6216\u4ee5APR\u8d85\u4f4e\u7684\u5ee3\u544a\u4f86\u5438\u5f15\u7533\u8cb8\u4eba\uff0c\u4f46<span 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class=\"schema-faq-answer\">\u4ee5\u4fe1\u8cb8\u800c\u8a00\uff0c\u5404\u5bb6\u9280\u884c\u5e73\u5747\u7684\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u5927\u6982\u662f5.8%\u5de6\u53f3\u3002\u82e5\u662f\u8d85\u51fa\u6b64\u6a19\u6e96\u592a\u591a\uff0c\u5c31\u5fc5\u9808\u8b39\u614e\u601d\u8003\u662f\u5426\u5411\u6b64\u6a5f\u69cb\u7533\u8cb8\u5594\uff01<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-35\"><strong class=\"schema-faq-question\">Q\u3001\u7533\u8cb8\u524d\u4e00\u5b9a\u8981\u7b97APR\u55ce\uff1f<\/strong> <p class=\"schema-faq-answer\">\u662f\u7684\uff0c\u5728\u8cb8\u6b3e\u524d\u91dd\u5c0d\u500b\u4eba\u5316\u7684\u689d\u4ef6\u4f86\u9032\u884c\u8a66\u7b97\uff0c\u624d\u80fd\u9806\u5229\u627e\u5230\u9069\u5408\u7684\u8cb8\u6b3e\u65b9\u6848\uff0c\u5426\u5247\u53ea\u6703\u9020\u6210\u591a\u9918\u8cbb\u7528\u6d41\u5931\uff0c\u65e5\u5f8c\u9084\u53ef\u80fd\u56e0\u65b9\u6848\u4e0d\u9069\u5408\u81ea\u5df1\u9700\u8981\u7533\u8fa6<a 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class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4ee5\u4e0a\u5c31\u662fAPR\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u7684\u4ecb\u7d39\uff0cAPR\u53ef\u8aaa\u662f\u6c11\u773e\u5728\u7533\u8fa6\u8cb8\u6b3e\u524d\u975e\u5e38\u91cd\u8981\u7684\u5be9\u6838\u74b0\u7bc0\uff0c\u6c11\u773e\u4e00\u5b9a\u8981\u5148\u4e86\u89e3\u5b83\u7684\u6982\u5ff5\uff0c\u4e26\u9032\u884c\u8a08\u7b97\uff0c\u624d\u4e0d\u6703\u8b93\u81ea\u5df1\u767d\u767d\u6d6a\u8cbb\u6389\u591a\u9918\u7684\u91d1\u9322\uff0c\u4e5f\u624d\u80fd\u5c07\u8cb8\u6b3e\u7684\u6548\u76ca\u6700\u5927\u5316\uff01<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><a href=\"tel:0939-171-627\" 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